Update 5/10/26: There is also a $100 savings bonus. It only requires six consecutive monthly transfers from an eligible Ascend checking account. Hat tip to the reader snail
Update 4/18/26: The bonus is back, but for $300 this time. Valid until June 28, 2026,
The terms say Connecticut residents only
Offer at a glance
- Maximum bonus amount:400 dollars
- Availability:NY, CT, VT, RI, MA, ME, NH
- Direct deposit required:Yes, no minimum
- Additional requirements:See below
- Hard/soft pull:Unknown
- ChexSystems:Unknown
- Credit card financing:ANY
- Monthly fees:ANY
- Early account closure fee:$100, 180 days
- Family boundary:None listed
- Expiration date:December 31, 2025
Offers
- Ascend Bank (formerly Guilford Savings Bank) is offering a $400 bonus when you open a new checking account and meet the following requirements:
- $200 to open checking for 6 months, must meet requirements to maintain account fee free ($250 per month direct deposit and one debit card purchase for lowest tier)
- $100 to get a direct deposit within 30 days
Fine Press
- Up to $400 Consumer Control Offer: Offer available when you open a new Access Control, Preferred Access Control or Master Access Control account.
- You must enter the promo code “Ascend400” if you open online or mention the promotion to a banker when you open at any Ascend Bank branch.
- Account must remain open for 180 days to receive $200 statement credit.
- Get $100 for making a direct deposit within 30 days of opening your account.
- Eligible direct deposits are Automated Electronic Clearing House (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, social security, pensions, and government benefits.
- Deposits made through an Ascend Bank ATM, ATM or mobile app are ineligible direct deposits. Get $100 when you open a Spring Savings account within 30 days of opening a qualifying checking account.
- May be subject to 1099 reporting.
- The account holder is responsible for all applicable taxes.
- Offer is valid until December 31, 2025 and can be withdrawn at any time.
- Limit 1 offer per person.
- New and existing customers are eligible, but funding may not come from a current Ascend Bank account.
- Rates on all balances are subject to change based on future market conditions.
- Accounts subject to approval.
- $50 minimum to open any personal checking account. View full account details at https://ascend.bank/personal/bank/checking.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Early account termination fee
Account must remain open for 180 days to receive $200 statement credit
Our verdict
Not sure how accurate the state availability is after the name change. Share your experiences in the comments below.
Hat tip to the reader Brockrr
Useful posts about bank bonuses:
- A Beginner’s Guide to Bank Account Bonuses
- Bank Account Quick Reference Table (Calculated Sheet) (very useful for ranking bonuses according to different parameters)
- PSA: Don’t call the bank
- Login to ChexSystems
- Banks and credit unions that are sensitive to ChexSystems requirements
- What Banks and Credit Unions Do/Don’t Attract ChexSystems?
- How to use our direct deposit site for banking bonuses site
- Common Bonus Bank Misconceptions + Why You Should Give Them a Go
- How many bank accounts can I safely open in a year for the purposes of the bank bonus?
- Affiliate links and bank bonuses – We will not use them
- Complete list of ways to close bank accounts in each bank
- Banks that allow/disallow overseas check applications
- Bank bonus posting times
