Offer at a glance
- Availability: Available statewide (Nevada Public Radio annual membership makes you eligible, credit union covers $40 fee)
- Direct deposit required: $1000 per month
- Additional requirements: 15 debit transactions, electronic statements, valid email address
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card financing: Can finance up to $2,500, but it seems to be considered a cash advance
- Monthly fees: $6.95, unacceptable
- Early account closure fee: None mentioned
- Family boundary: None listed
- Expiration date: None mentioned
Offers
- Create Credit Union Bonus Plus Checking Account offers 8.30% APY, on balances up to $10,000.
- The monthly fee is $6.95, non-waivable.
- Requirements:
- 15 debit transactions every month
- $1000 monthly direct deposit
- e-statements
- Valid email address on file
Our verdict
8.30% is a unique opportunity compared to other account-requests which offer a range of 5%-6%.. Max out this account by $10,000 and you’ll end up with $830 a year. After factoring in the monthly fees, you still get $746 a year. (It’s a little less after accounting for income tax factors.)
Assuming you will otherwise you will get 4% APYthat would be a nice increase of $346 every year – worth considering if you can handle the account requirements. We hope the rate lasts.
Hat tip to the reader DW
