(NJ, in branch only) Steady Savings Bank $150 Student Checking Account Bonus – No Direct Deposit Required

Update 5/23/26: Offer is back until August 26, 2026. Hat tip to the reader Bockrr

Update 7/19/25: The deal is back, this time for student control. Valid until August 26, 2025

Offer at a glance

• Maximum bonus amount: 150 dollars
• Availability: Only in branches, all branches are in NJ (Branch finder)
• Direct deposit required: OPTIONAL
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card financing: Unknown
• Monthly fees: $5, avoidable
• Early account closure fee: ANY
• Family boundary: None listed
• Expiration date: October 31, 2017

Offers

Direct link to the offer

• Sturdy Savings Bank offers a $150 bonus when you open a new checking account at the branch. Bonus requirements as follows:
  • $25 for account opening
  • Do all three of the following for an additional $125 before December 15, 2017:
    • Direct deposit of payroll, social security or pensions
    • Mobile deposit with a deposit made
    • eDeclaration
    • Money manager
    • Card servant
    • ATM/Debit Card with 10 transactions

Fine Press

• The opening bonus of $25 will be credited to the account within 3 business days of opening the account
• $125 due on December 29, 2017 upon registration and use of any three services selected
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Electronic Checking seems to be the easiest account to maintain with no fees, there is a $5 monthly fee that is waived with a minimum daily balance of $100. If you are over 45, then you can get the Prime Current Account NOW with no monthly fees. Didn’t see any mention of any early account termination fees at fee schedule but there is a $5 monthly inactivity fee, not guaranteed when an account is considered dormant.

Our verdict

It’s always nice to see bonuses that don’t require a direct deposit. The easiest of the three requirements are probably:

• eDeclaration
• Mobile deposit
• ATM/Debit Card

Although I’m not sure what a card servant is, so that might be an option as well. Of course it should be a soft pull to consider. If anyone registers then please share your experiences in the comments below.

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