Offer at a glance
- Maximum bonus amount: 550 dollars
- Availability: On a national scale
- Direct deposit required: Yes, $500+
- Additional requirements: ANY
- Hard/soft pull: Soft
- ChexSystems: yes, sensitive
- Credit card financing: ANY
- Monthly fees: ANY
- Early account closure fee: ANY
- Family boundary: None listed
- Expiration date: December 31, 2026
Offers
- Four Leaf Federal Credit Union (formerly known as Bethpage Credit Union) offers a bonus of up to $550 when you open a new checking account. The bonus is divided as follows:
- Get a $350 checking bonus when you open a new checking account and get a +$500 qualifying direct deposit within 90 days of account opening
- Get an additional $100 bonus when you have a qualified direct deposit, keep posting for 12 consecutive months after your first qualified deposit.
- Get an extra $100 bonus when you have a qualifying direct deposit, keep posting for 24 consecutive months after your first qualifying deposit.
Fine Press
- To be eligible for the FourLeaf Up to $550 Checking Bonus Offer and to receive up to $550.00 in bonuses, you must not have an existing FourLeaf checking account in which you are the primary checking account holder and have not previously received a new checking account opening bonus from FourLeaf. To receive the initial bonus of $350.00 (“First Direct Deposit Bonus”), you must open a Free, Smart or Student Checking Account with FourLeaf between February 2, 2026 and December 31, 2026, subject to approval, and have a qualifying Direct Deposit (as defined below) within 9 days of account opening by the 9th.
- The First Direct Deposit Bonus will be deposited into the checking account within sixty (60) calendar days of the initial qualifying deposit.
- To receive an additional $100.00 bonus (the “Second Direct Deposit Bonus”), you must continue to have a qualifying Direct Deposit posting to the checking account for twelve (12) consecutive months following the month of the initial qualifying Direct Deposit.
- The Second Direct Deposit Bonus will be deposited into the checking account within sixty (60) calendar days of receipt of the applicable qualifying Direct Deposit for the Second Direct Deposit Bonus. To receive an additional $100.00 bonus (the “Third Direct Deposit Bonus”), you must continue to have a qualifying Direct Deposit posted to the checking account for twenty-four (24) consecutive months following the month of the initial qualifying Direct Deposit.
- The Third Direct Deposit Bonus will be deposited into the checking account within sixty (60) calendar days of receipt of the applicable qualifying Direct Deposit for the Third Direct Deposit Bonus.
- If a qualifying direct deposit is not posted to the checking account in subsequent months after the initial qualifying direct deposit, the checking account will not be eligible to receive the Second Direct Deposit Bonus and the Third Direct Deposit Bonus.
- The checking account must remain open and in good standing up to and including the date each bonus is deposited to receive the applicable bonus.
- A Qualified Direct Deposit is a recurring electronic deposit of a pay, pension or government benefit (such as Social Security) from an employer, government or similar third party of $500.00 or more. Certain types of electronically deposited funds may not be considered a Qualified Direct Deposit, including ATM deposits, debit card transfers, online bank transfers or deposits, and person-to-person payments such as Zelle®. Bonuses are considered interest and will be reported on IRS Form 1099-INT. The primary account holder is responsible for any applicable taxes. You are only eligible for one (1) new checking account bonus offer. If you open multiple checking accounts, you will be eligible to receive only one (1) new checking account bonus offer. Offer may be modified or discontinued without notice.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Free checking has no monthly fees
Early account termination fee
There is no EATF.
Our verdict
Better than the $250 bonus that didn’t last longso I doubt this one will have a similar fate. Annoying that you have to keep an active direct deposit for so long (and it has to be $500+) for the full bonus, but even if you make the $350 bonus, it’s worth it, we’ll add it to our site. best bank account bonus site. Just keep in mind that it seems Chexsystems is sensitive.
Hat tip to the reader tone
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