(MN, WI, MI, WI, FL, GA) Wings Credit Union $500 Check Bonus + $100 Referral

Update 5/30/26: New $500 Bonus. But the location is limited according to the conditions:

• Minnesota: Aitkin, Anoka, Beltrami, Carver, Cass, Chisago, Clearwater, Crow Wing, Dakota, Dodge, Goodhue, Hennepin, Isanti, Le Sueur, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Olmsted, Pennington, Polk, Ramsey Stearns, Steele, Waseca, Washington, Wright
• Wisconsin: Columbia, Dane, Green Lake, Outagamie, Pierce, St. Croix, Winnebago
• Michigan: Macomb, Monroe, Oakland, Washtenaw, Wayne
• Florida: Brevard, Lake, Orange, Osceola, Polk, Seminole, Volusia
• Georgia: Clayton, Cobb, Coweta, Dekalb, Douglas, Fayette, Fulton, Henry

Hat tip to readers Bedu & ShawntheShawn

Update 11/18/25: Referral bonus is up to $100/$100 now (previously $50/$50). Hats off to Shawn

Update 11/8/25: Offer back through 12/31/25. Hats off to him Royse

Offer at a glance

• Maximum bonus amount: 300 dollars
• Availability: Nationwide with a $5 donation
• Direct deposit required: Yes, $3,000+
• Additional requirements: See below
• Hard/soft pull: Gentle pull
• ChexSystems: yes
• Credit card financing: Can fund up to $500 per account
• Monthly fees: ANY
• Early account closure fee: ANY
• Family boundary: ANY
• Expiration date: August 31, 2025

Offers

Direct link to the offer

• Wings Credit Union offers a bonus of up to $500 when you open a new checking account and meet the following requirements:
  • Use promo code WINGS26
  • Sign up for digital banking and e-statements
  • COMPLETE 15 10 or more net PIN or signature-based debit or credit card purchases of $5 or more each
  • Place qualifying periodic payroll direct deposits in total
    • Direct deposit $3,000 a month to get $300.
    • Direct deposit $4,000 a month to get $400.
    • Direct deposit $5,000 a month to get $500.

Fine Press

• One offer per person. Must be 18 years or older.
• Membership with a shareholder savings account and minimum opening deposit of $5; must be opened at the same time as the current account.
• Membership must be opened between 7/1/25-8/31/25.
• The Equity Savings Account must be funded within 30 days of opening the account.
• Online applicants must use promo code “Summer25” at account opening. The promotional code is applied to the checking account within the online application.
• New members and new recipients only: (a) May not have been a previous member (owner of a Primary Share account) of Wings Credit Union within 12 months of applying for the promotional account. (b) May not have previously received a new account bonus.
• Account must be in good standing (positive balance for the last 30 days).
• It does not apply to business accounts or accounts created for estates, benefits, trusts or in a fiduciary capacity.
• Make qualifying direct deposit(s) of wages totaling $3,000 or more to earn the $300 bonus. Note: Direct deposit must also be active on the bonus payout date. “Qualified Direct Deposit” is an automatic and electronic Automated Clearing House (“ACH”) deposit of your salary, pension, Social Security or other regular income into your Wings Account, deposited as a Default Payment and Deposit (“PPD”) entry. Income earned through self-employment or working in a “Gig Economy” job classified by the IRS does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit.
• Sign up for Wings Digital Banking.
• Sign up for eDocuments. Note: eDocuments registration must also be active on the bonus payment date.
• COMPLETE 15 5 or more net PINs or signature-based debit or credit card purchases of $25 or more each. Note: Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment applications are not considered eligible debit or credit card purchases.
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

The First Class checking account has no monthly fees to worry about.

Early account termination fee

I could not find an early account closure at fee schedule

Referral bonus

There is also a $50 referral bonus for both parties. The last time Wings Financial offered a referral bonus bonus and the main accumulated bonus. Don’t share your recommendations in the comments below, you can share them this link is posted locally. Some discussion about linking promotions here.

Our verdict

Not as good as the previous $400 bonus. The upside is that it’s now available nationwide again, so we’ll be adding this to our list of best bank account bonuses.

Hats off to him ShawntheShawn

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