Offer at a glance
- Maximum bonus amount: 250 dollars
- Availability: MO and KS, only in branches. Branch locations here.
- Direct deposit required: Yes, no minimum
- Additional requirements: ANY
- Hard/soft pull: Unknown
- ChexSystems: yes
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: $25, 90 days
- Family boundary: None listed
- Expiration date: 7/31/26
Offers
- OMB Bank offers a $250 bonus when you open a new high-interest checking account and meet the following requirements:
- Get a direct deposit within 90 days (no minimum)
Fine Press
- ^Offer valid only for new OMB Bank checking customers. To qualify for the $250 bonus, customer must open a new OMB High Interest Account (not available online) in person between 4/1/26 and 7/31/26, make and receive at least 1 (one) qualifying monthly direct deposit within the first 90 days of account opening, and maintain the account in good standing ($0.01 up to 9 day minimum required).
- A qualified direct deposit is an electronic deposit of regular recurring income (such as wages, salaries, pensions, or government benefits) made through the Automated Clearing House (ACH) network.
- Transfers between accounts, mobile deposits, ATM deposits and person-to-person payments do not qualify.
- The $250 bonus will be credited to the qualifying account within 30 (thirty) days after all requirements are met.
- The bonus can be reported as interest to the IRS on Form 1099-INT.
- The account must not be closed or limited at the time of bonus payment. Limit one bonus per household.
- Offer not available to existing OMB Bank checking customers or those who have closed a current account within the last 12 (twelve) months.
- Offer cannot be combined with other retail promotions and may be withdrawn at any time. Fees can reduce revenue.
- Other restrictions may apply.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees.
Early account termination fee
$25 if closed within 90 days acc fee schedule.
Our verdict
If anyone goes for this please share your experiences in the comments below, you should be able to ask if they do a hard pull before applying.
Hat tip to the reader snail
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