Deal is over, see more bank account bonuses by clicking here.
Update 3/15/25: Deal back through 12/31/25, bonus now $200.
Update 2/24/25: Bonus is now $250, ChexSystems sensitive and valid through 2/28/25.
Update 3/24/24: Offer is back and valid through 12/31/2024. Hat tip to the reader Shawn
Offer at a glance
- Maximum bonus amount: 150 dollars
- Availability: If you live, work, worship, attend school, or regularly do business in Boone, Bracken, Campbell, Gallatin, Grant, Mason, Kenton, or Pendleton County in Kentucky; Brown, Butler, Clermont, Clinton, Hamilton or Warren County in Ohio; Dearborn, Ohio, or Union County in Indiana…then you are eligible to become a Cinfed member!
- Direct deposit required: It is not mentioned
- Additional requirements: Use referral promo code
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: None listed
- Expiration date: March 30, 2019
Offers
- Cinfed Credit Union offers a $200 checking bonus when you open a new checking account and meet the following requirements:
Fine Press
- Participating members will receive a $100 deposit into their savings account for each referral that meets the promotion criteria.
- New members will receive a $100 deposit into a Cinfed savings account by opening a new Cinfed account.
- New members must meet the eligibility criteria to open an account and cannot have had a previous account with Cinfed.
- New account must be opened by 3/30/19.
- Bonuses will be credited to accounts within 10 business days and reported on Form 1099-INT.
- Offer excludes HSA checking accounts and is subject to change without notice.
- Loans and credit cards are subject to credit approval.
- Fees may vary depending on the loan
- . Offer expires on 30.03.19.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
All of their accounts have no monthly fees except for the fresh start.
Early account termination fee
I couldn’t find a fee schedule so I’m not sure if there is an early termination fee or not.
Our verdict
Not worth considering because of the hard draw unfortunately. They offered a $125 bonus in the past as well. I will not add this to the list best control bonuses due to strong attraction.
Useful posts about bank bonuses:
