(IL) MSU Federal Credit Union $100 Check Bonus


Update 6/7/26: New bonus valid until 6/30/26. Requires three consecutive electronic direct deposits of net pay, each with a minimum deposit of $1,000. It may explode if you haven’t had an account since 1/1/26. Hat tip to the reader Bedu

Offer at a glance

  • Maximum bonus amount: 150 dollars
  • Availability: Valid only for permanent residents of Illinois
  • Direct deposit required: Yes, $1,000+
  • Additional requirements: ANY
  • Hard/soft pull: Gentle pull
  • ChexSystems: Unknown, sensitive
  • Credit card financing: ANY
  • Monthly fees: ANY
  • Early account closure fee: Unknown
  • Family boundary: None listed
  • Expiration date: 31.12.25

Offers

Direct link to the offer

  • MSU Federal Credit Union offers a $150 bonus when you open a new checking account (no other bonus requirements)
  • You can also get a $25 bonus when you open an additional 1-year certificate with $100

Fine Press

  • To receive $150 bonus, member must open any MSUFCU checking account. The $150 bonus will be deposited into the member’s Spartan Saver within 90 days of the promotion end date.
  • Not valid for members with existing or previously closed checking accounts.
  • Not valid for Business or Youth accounts.
  • Valid only for permanent residents of Illinois.
  • Offer cannot be combined with any other promotional offer.
  • One check bonus per member.
  • The bonus may be taxable and is reported on an IRS Form 1099-MISC or 1099-INT, if applicable.
  • All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

Completely Green Check has no monthly fees to worry about.

Early account termination fee

Couldn’t find a fee plan so unsure if there is any early account termination fee or not.

Our verdict

Previously this was one $250 + $250 bonus but only available in MI and also required a direct deposit. Since this has no requirements, I think it’s worth doing.

Hat tip to the reader Bockrr

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