Added until 31.5.2026
Added until 31.03.2026
Update 9/8/25: There is also an additional $250 bonus for the Texas, Houston area.
Update 9/2/25: Extends through 12/31/2025
Update 6/2/25: Extends through 8/31/2025
Update 11/25/24: There is now a $350 bonus in Houston, TX
Update 8/5/24: Now $350 in AZ and $300 in OK. Hats off to him Churnelius Caesar
Update 9/13/23: Bonus is back and now $300 in AZ and $250 in OK.
Offer at a glance
- Maximum bonus amount: $200 checking and $100 savings bonus
- Availability: Available to Arizona and Oklahoma residents only
- Direct deposit required: OPTIONAL
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: yes
- Credit card financing: Unknown
- Monthly fees: $6, avoidable
- Early account closure fee: 90 days, bonus loss
- Family boundary: A
- Expiration date: 30.6.2023
Offers
Direct link to offers: THE | OK | Houston, Texas
- MidFirst Bank is offering a $300 checking bonus. Bonus requirements are as follows:
- $200 checking bonus when you open a MidFirst Bank checking account and meet one of the following requirements within 90 days of opening your account:
- Get at least $500 in direct deposits
- Complete 10 debit card purchases and three Zelle® transactions
- Three Zelle® transactions
$100 savings bonus when you open a Summit savings account and deposit at least $10,000 in new money and hold it for 90 days
- $200 checking bonus when you open a MidFirst Bank checking account and meet one of the following requirements within 90 days of opening your account:
Fine Press
- *Offer Information: Promotional offer valid for qualifying accounts open from 4/1/2023 to 6/30/2023.
- Promotional offers are available in Oklahoma and Arizona only, are subject to change without notice, and are not valid with other promotional offers.
- Checking offer is not available to existing checking customers of MidFirst Bank.
- The savings offer is available to new checking consumer customers and existing MidFirst Bank checking consumer customers who meet the offer requirements.
- Accounts must be open and in good standing to receive an account credit.
- Promotional offers are not available to those whose MidFirst accounts were closed during the current or previous calendar year or were previously closed at any time with a negative balance. Check and savings offers are limited to one check and savings offer per household.
- Must be 17 years or older
- . Account credits are considered interest and will be reported on IRS Form 1099-INT, or the applicable tax form. Account opening is subject to MidFirst Bank approval.
- Accounts closed within 90 days of opening may forfeit an amount equal to the promotional account credit received.
- Checking Offer: Open a new qualifying consumer checking account and receive $200 when you complete ONE OF THE TWO OPTIONS BELOW within 90 days of account opening: 1) Make direct deposits of $500 or more to your new account. Direct deposit must be an electronic deposit of the account owner’s salary, pension or government benefits, such as Social Security. Electronic deposits made from one customer account to another do not qualify, such as Zelle®, PayPal®, Venmo® or small dollar verification transactions. OR 2) Complete 10 debit card purchase transactions with your MidFirst Bank Debit Card AND three Zelle® transactions on the MidFirst Mobile App. Multiple swipes for the same purchase amount or at the same merchant in a row do not qualify for eligible debit card purchase transactions. The credit will be made to the new account within 30 days of meeting the requirements of control 1 OR 2.
- Savings Offer: New and existing MidFirst Bank consumer checking customers can open a new Summit Savings account and receive $100 when you complete the following: 1) Deposit a total of $10,000 or more in new funds at MidFirst Bank within 10 days of opening the account and 2) Maintain at least $10,000 in the new account for 9 days. Credit will be issued to the new Summit Savings account within 30 days of meeting savings requirements 1 AND 2. The Annual Percentage Rate (APY) for Summit Savings as of 10/03/2023 is 0.35% for balances up to $10,000 and 3.25% for balances $10,000 and over. Interest rates are variable and subject to change. Fees can reduce revenue. Please go to midfirst.com/summit-savings-promo-az to see our current Summit Savings rate. Eligible Account Types: The checking offer is available on most consumer checking accounts. Consumer checking accounts that are not eligible for the checking offer include student checking accounts, Go! Checking and all Sooner® and Broncho Checking accounts. The savings offer is only available on new Summit Savings accounts.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
The M Checking account required for this bonus has a monthly fee of $6, this is waived with a recurring monthly direct deposit of $250 or more or a minimum average daily balance of $1,000
Early account termination fee
Account must be kept open for 90 days to avoid any early account termination fees.
Our verdict
We previously saw a $300 bonus that did not require a direct deposit. I would recommend waiting for the offer to return as the $100 savings bonus is not worth considering at the moment with interest rates so high.
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