Update 3/21/26: No target language again. Hat tip to the reader Bockrr
Update 10/29/25: They have added This offer is only available to members who were directly targeted and received this promotion via email or direct mail.
Update 7/16/25: Bonus now $200, can be nationwide via ‘I qualify for membership because I am joining VersAbility Resources’. Hats off to him ShawntheShawn
Offer at a glance
- Maximum bonus amount: 100 dollars
- Availability: select VA counties and cities and two NC counties
- Direct deposit required: Yes, no minimum
- Additional requirements: See below
- Hard/soft pull: Strong stamp
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: 90 days, $15
- Family boundary: ANY
- Expiration date: None listed
Offers
- 1st Advantage Federal Credit Union offers a $100 checking bonus when you meet the following requirements within 60 days of account opening:
- Use promo code CHECK200
- Get a recurring direct deposit
- Register for eStatements
- Make a purchase of $200^ or more using your first Advantage Debit Card within the first 60 days of opening
Fine Press
- A recurring monthly direct deposit is required and sign up for e-Statements required within 60 days of account opening.
- Accounts must remain open and in good standing for 90 days.
- If the new account is closed within the first 90 days, there is a $15 early termination fee.
- Account will be reviewed once during a 60-90 day period to qualify for the incentive.
- Incentives will be credited to the checking account 60-90 days after opening.
- This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.
- 1st Advantage colleagues are not eligible.
- Direct Deposit: A qualified Direct Deposit is an electronic credit of your salary, pension, social security or other regular monthly income deposited into your account by your employer or an outside agency.
- Transfers from one account to another or deposits made at a bank location or ATM do not qualify as Direct Deposit.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Free Advantage Check has no monthly fees to worry about.
Early account termination fee
If the new account is closed within the first 90 days, there is a $15 early termination fee
Our verdict
Not really worth it with the $5 monthly fee that can’t be waived.
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