Offers
- Get a $250 sign-up bonus when you spend $2,500 or more within 90 days of opening a new Navy Federal Credit Union cash rewards card.
- Plus, get a 0% APR on balance transfers for 12 months and no transfer fees.
Offer expires March 31, 2025.

Card details
Our verdict
Personally I would have preferred $300 bonus offer on this card has expired (plus the Walmart+ membership that this current offer doesn’t have). But I thought it worth highlighting this offer for those interested in the 0% APR on balance transfers – something unusual. (We occasionally see 0% on purchases, rarely on balance transfers.)
I will add this to our list of 0% APR cards. Just keep in mind that carrying a balance on a personal credit card can have a huge negative impact on your credit score.
It’s not necessarily worth using this card after you get the signup bonus as there are others credit cards that offer a higher rate for everyday purchasesbut the signup bonus may be attractive to some people. NFCU is too offering a 40,000 point bonus and Amazon Prime membership on the Flagship Rewards Card.
Navy Federal is only available to military and veterans – complete eligibility information can be found here (plus family members. Even if they are dead). Learn more about Navy Federal credit cards in the post Navy Federal Union (NFCU) Credit Cards: List, Best Cards, and Things You Should Know.
Hat tip to the reader Oscar



