As loopholes are closed with credit cards, bonuses in bank accounts is becoming more and more popular. Often financial institutions will attract you ChexSystems reportthis is similar to your credit report maintained by Experian/Equifax/TransUnion, but tracks deposit accounts instead. One of the main obstacles to signing up for bank account bonuses is that some financial institutions are ChexSystems is sensitive to requests. This makes it important to track the financial institutions that pull your ChexSystems report and also those that are vulnerable to ChexSystems.
How to calculate your ChexSystems claims
There are a number of ways to do this:
- Of course, you can calculate them by hand
- Create a new text file, copy and paste this code into itsave it as .html. This will provide statistics for one month, three months, six months, 12 months and 24 months. This has been put together by many readers over time (based on Theo’s version with modifications by Pickle Rick and mothman69)
There are two main things that need to be shared when it comes to your ChexSystems data with the community.
- If a financial institution pulled your ChexSystems report. This can be shared either on the individual bank bonus page or in the headline here.
- If you are approved for an account and what is your ChexSystems number. This can be shared either on the individual bank bonus page or in the headline here. You should endeavor to provide the most complete information possible and in the following format:
- Approved on 1/1, 2/3, 12/6, 12/14, 27/24, (this means the person has been approved with one application in the last month, two in the last three months, sixteen in the last twelve months, and twenty seven in the last twenty four months)
- Rejected 4/1, 6/3, 16/6, 50/12, 56/24 (this means the person has been rejected with 4 requests in the last month, 6 in the last 3 months, 16 in the last 6 months, 50 in the last 12 months and 56 in the last 24 months)
FAQ’s
I’m lazy, can I just say lol/24 if I’m signed up for multiple accounts?
Ultimately you can do whatever you want, but the more complete the data, the more useful it is. For example recently we were able to determine it Four Leaf Federal Credit Union is vulnerable to ChexSystems but they mostly care about how many questions you’ve had in the last month, because people have shared more complete data. This will allow many more people to be able to get that bonus.
How can I get my report?
More information here.
