Update 6/13/26: Reposting as we now know what the requirements are, plus details on the earnings/credit boost.
Offer at a glance
- Maximum bonus amount: $200 in stock
- Availability: On a national scale
- Direct deposit required: Unknown
- Additional requirements:
- Hard/soft pull: Unknown
- ChexSystems: No.
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: ANY
- Family boundary: None listed
- Expiration date: None listed
Offers
- Albert (fintech) is offering $200 in free stock. The requirements are as follows:
- Complete the registration flow to create an Albert account
- Sign up for any Albert subscription level
- Create an Albert Investing account
- Deposit at least $1,000 within 90 days of opening your account
- Keep any Albert subscription plan to keep your account in good standing for 6 months from the date you created your Albert Investing account
- You can skip the six-month retention period if you refer three people and they meet the above requirements (excluding the six-month period). Please don’t share your recommendations in the comments below, they can be shared here related post.
Fine Press
- Refer Friends: You can unlock your stock early by referring friends. When you successfully refer 3 or more new qualified friends to Albert, you can unlock your shares within 1 month without requiring any deposit to your Albert Investing account. This is up to 5 months faster than the standard timeline. You must have at least 3 referrals that meet the following to be eligible to unlock your stock early:
- Complete the registration flow to create an Albert account.
- They must be a first-time Albert customer. Existing and former Albert customers are not eligible for this offer.
- Sign up for any Albert subscription level
- Create an Albert Investing account
- Make at least one successful subscription payment
- If you do not refer 3 qualified friends, the free stock gift terms described below apply.
- To receive $200 worth of shares, you must complete the following:
- Complete the registration flow to create an Albert account
- Sign up for any Albert subscription level
- Create an Albert Investing account
- Deposit at least $1,000 within 90 days of opening your account
- Keep any Albert subscription plan to keep your account in good standing for 6 months from the date you created your Albert Investing account
- The stock will appear in your Albert Investing account as “locked” and will not be available for sale until the date shown. Free stock will become available to sell or continue to hold without restriction once the 6 month holding period has ended and you have met all the requirements listed above. While the free stock gift is locked in, it will appear as part of your investment account balance.
- This offer cannot be combined with other Albert offers or discounts for registering or opening an Albert account.
- The stock giveaway will be randomly selected from the following list of public companies: AMZN, AAPL, DIS, GOOG, MSFT, META, NKE, NVDA, TSLA
- The value of the free shares given to you or your friend as part of this offer is not guaranteed and may increase or decrease before you or they are allowed to sell it.
Avoidance of fees
Paid subscription plans range from $19.99 to $39.99 per month
Increase in Profits/Loans
Albert offers a variety of enhanced earning rates with the Albert Debit Card. Things to know:
- You can earn a maximum of $5 cashback per offer.
- Offers reset after a week and you can do it again.
- You must activate the offer and then use your Albert Debit Card.
- You must have received a direct deposit to be able to use these offers, spoofing does not seem possible. No minimum
Offers:
- 10% back on gas
- 20% back at grocery stores (Whole Foods, Costco, Kroger and Publix)
- 10-15% back on food delivery
- 10% back at McDonald’s, burger king and other fast food chains
- 10% back on Uber & Lyft
- Up to 15% back on select Playstation, Nintendo and other entertainment purchases.
- More sample offers
reference
You get nothing extra for referring, if you successfully refer three people then you skip the six month retention period for your $200 reward. Please don’t share your recommendations in the comments below, they can be shared here related post.
Our verdict
Only worth considering if you can take advantage of offers that reset after 7 days. Keep in mind that you most likely have to keep the account open for six months and pay $120 in fees, so only $80 after that. Like I said, if you can take advantage of the ongoing spending offers, it might be worth it.
They raised $100 million in 2021 and an undisclosed round in 2025 from Friends & Family Capital. We previously covered Albert when they were offering Swagbucks bonuses + a direct deposit bonus.
Please don’t share your recommendations in the comments below, they can be shared here related post.
Hat tip to the reader ShawntheShawn
