Update 6/14/26: The deal is back up to September 19, 2026. The deal is much better than before as it only requires a balance of $500 instead of $15,000.
Update 2/28/26: The deal is back, this time for $304. Valid until April 30, 2026.
Update 10/4/25: Offer back through December 31, 2025. Hat tip to the reader Avi
Offer at a glance
Offers
- Union Savings Bank offers a $150-$300 bonus when you open a new checking account and meet the following requirements:
-
- Make a direct deposit + $100
- Open a USB Debit Card and make 10 purchases + $150
- Open Essential Savings Account + $150 Keep $500 avg. balance for 60 days
-
Fine Press
- To receive up to $150.00 bonus, open a new Essential Checking Account (upon approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $50.00 if you make a qualifying direct deposit within 60 days of account opening; and/or receive $50.00 when you open a USB debit card and make 10 debit card purchases (signature or PIN) within 60 days of account opening. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person transfers, wire transfers or other electronic money transfers, such as those made through online payment services, do not qualify. Plus, get $50 when you open an Essential Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $500 or more for 60 days from the account opening date. New USB savings customers only.
- To receive up to $300.00 bonus, open a new Access Control account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $150.00 if you make a qualified direct deposit within 60 days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person transfers, wire transfers or other electronic money transfers, such as those made through online payment services, do not qualify. Plus, get $150.00 when you open an Access Savings companion account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the account opening date. New USB savings customers only.
- Offer valid June 15, 2025 through September 13, 2025. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or to those customers whose personal checking or savings accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to your checking and/or savings account between September 1, 2025 and December 31, 2025, depending on when you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to IRS 1099 reporting requirements. Savings Union employees are not eligible.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
- Essential Control has no monthly fees
- Access Control has a monthly fee of $20, which is waived with any of the following:
- Maintain a minimum balance of $5,000 OR
- Maintain combined deposit balances of $25,000, OR
- Maintain combined deposit and loan balances of $50,000. Loan balances include consumer and residential mortgage loans.
Early account termination fee
I couldn’t find any mention of an early account termination fee.
Our verdict
Previously this was $300/$600 so I don’t think this much smaller bonus is worth considering and we won’t be adding it to our site. best bank account bonuses.
Useful posts about bank bonuses:
