Update 6/14/26: $500 bonus available, appears to be in branch only. Hat tip to the reader snail
Offer at a glance
- Maximum bonus amount: 300 dollars
- Availability: AZ, CO
- Direct deposit required: Yes, no minimum mentioned
- Additional requirements: Yes, see below
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card financing: Up to $1,000
- Monthly fees: $4, can’t be avoided
- Early account closure fee: 90 days, otherwise the bonus is lost, according to this comment there is one more early account termination fee of $75.
- Family boundary: None listed
- Expiration date: January 31, 2026
Offers
Direct link to the offer Colorado | Arizona
- Bank of Colorado/Pinnacle Bank Arizona offers a $500 bonus when you open a new Diamond Secured Checking Account and meet the following requirements:
- Mention “150” when opening your account
- Get $5,000 in cumulative direct deposits within 90 days.
Fine Press
- Offer only for new bank customers.
- All checking accounts have a minimum deposit of $100.
- All accounts include free e-Statements, additional fee applies for paper statements.
- This account has a $5 service fee per statement cycle.
- The $300 bonus will be deposited 90 days after account opening after at least one deposit has been made via direct deposit.
- Offer valid at all Bank of Colorado and Pinnacle Bank Arizona locations through January 31, 2026.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has a $4 fee that you can’t avoid, you’ll be charged an additional $5 per month if you choose to also receive a paper statement.
Early account termination fee
You must keep the account open for a minimum of 90 days or you will lose the bonus. There is also a $75 early account termination fee.
Our verdict
Better than the $200 bonus that was offered before. Share your experiences in the comments below.
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