Offer at a glance
- Maximum bonus amount: 100 dollars
- Availability: On a national scale
- Direct deposit required: No.
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems: yes, preferably sensitive
- Credit card financing: Up to $500
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: None listed
- Expiration date: 17.07.2026
Offers
Direct link to the offerdon’t share referrals in the comments below. They can be divided into this related post.
- Lighthouse Credit Union is offering a $100 Virtual Visa prepaid card referral bonus to both the referring user and the person being referred. Requirements as follows:
- The referrer must submit their friends’ email address during the promotion period
- The Referee must register using the same email address during the Promotion Period
- Create membership by opening a Lighthouse savings account with a minimum deposit of $5
- Open a personal checking account
- Make at least 5 debit card transactions (excluding ATMs) within 60 days of account opening
- Keep the current account in an open status for at least sixty
Fine Press
- For valid and successful referrals submitted between 06/15/2026 and 07/17/2026 (“Promotional Period”), both Referrer and Friend will each receive a $100 prepaid Virtual Visa® card (“Promotional Reward”).
- This is an increase from the standard Referral Reward value of $50.
- To be eligible for the Promotional Reward, the Referrer must submit the Friend’s email address during the Promotional Period and the Friend must complete the referral registration during the Promotional Period using the same email address by following the instructions provided in the referral email or identifying themselves as the referrer when visiting a branch or contacting the Credit Union.
- Referrals submitted before 15.06.2026 or after 17.07.2026 are not eligible for the promotional reward, even if the Friend opens his account during the promotional period.
- To earn the Promotional Reward, the Friend must: (1) be referred by a Referrer and use the same email address associated with their new account as the one submitted by the Referrer at the time of referral; (2) not be a current member of Lighthouse Credit Union and must not have been a member within the previous six (6) months; (3) qualify and establish membership by opening a Lighthouse Savings account with a minimum deposit of $5 (required for membership); (4) open a personal checking account; (5) make at least five (5) debit card purchases (excluding ATM transactions and fees) within sixty (60) calendar days of opening the checking account; and (6) keep the checking account open for at least sixty (60) calendar days. All requests must be completed within the specified time limits. Both Referrer and Friend must be at least eighteen (18) years of age, have a valid email address and be in good standing with Lighthouse Credit Union.
- All rewards are subject to verification and will be emailed within approximately four (4) weeks after all requirements have been met.
- Referral rewards are subject to a maximum of $550 per calendar year; Referral promotional rewards are included in this limit. Each Participant may receive only one (1) Friend Reward.
- This Promotional Reward remains subject to the Lighthouse Credit Union Referral Program Terms and Conditions and may be modified or discontinued at any time.
- Taxes may apply and are the responsibility of the recipient.
- For complete eligibility requirements and additional terms, please refer to the Lighthouse Credit Union referral program terms and conditions.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Neither account has monthly fees to worry about.
Early account termination fee
I wasn’t able to find a fee plan so unsure if there is any EATF, since there is no monthly fee and you can refer people you can stay open for at least 6-12 months.
Our verdict
This has all the makings of a bonus that will die fast:
- referral bonus
- no strong pull
- credit card financing
- Direct deposit is not required
Hopefully it’s not too susceptible to ChexSystems. We will add this to our list best bank account bonuses. Please do not share references in the comments below, they may be shared in this related thread.
Hat tip to the reader ShawntheShawn
Useful posts about bank bonuses:
