Update 7/4/26: Bonus increased to $250 for July. Hat tip to the reader Bockrr
Offer at a glance
- Maximum bonus amount: 100 dollars
- Availability: To qualify for First Heritage Credit Union, you must live, work, worship or attend school in Allegany, Chemung, Livingston, Schuyler, Steuben, Tioga or Yates counties in NY, or Bradford, Lycoming, Potter or Tioga in PA.
- Direct deposit required: yes
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: ANY
- Expiration date: None listed
Offers
:
-
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Register in eDeclaration
Fine Press
- Terms and conditions apply. Eligibility for membership is required. Federally insured by NCUA.
- Offer may be changed or withdrawn at any time.
- Please allow 30 days for direct deposit of your reward bonus after completing all offer requirements.
- Get a $100 rewards bonus when you sign up, open a new APEX Legacy First Rewards checking account, and complete the following within 60 days of account opening:
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Register in eDeclaration
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
I couldn’t find a rate plan.
Our verdict
Feel free to share your experiences in the comments below.
Hat tip to the reader Bockrr
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