(WA, ID & OR Only) $300 BECU Check Bonus

Update 7/4/26: The deal is back for $300 this time, I would wait for $400 or $500 to return. Hat tip to the reader Tom

Update 5/18/26: new link for $150. Pathetic compared to the last offer of $500 so no reposting.

Update 1/27/26: Offer increased to $500 now with code CKG500Q126. (hat tip to reader Ed)

Offer at a glance

• Maximum bonus amount: 400 dollars 300 dollars
• Availability:You must be eligible to join CU (living, working or worshiping in Washington state qualifies you – more options here). It seems to be available to some in Oregon as well. Idaho: Live, work, worship, or attend school in Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, or Shoshone counties
• Direct deposit required: Yes, $250+
• Additional requirements: See below
• Hard/soft pull: Soft
• ChexSystems: yes, sensitive
• Credit card financing: Unknown
• Monthly fees: None listed
• Early account closure fee: None listed
• Expiration date: December 27, 2025 April 10, 2026

Offers

Direct link to the offer New connection

• BECU is offering one 400 dollars $300 bonus when you open a new Member Advantage savings and checking account and meet the following requirements:
  • Use promo code CKG400Q425 CKG300Q226
  • Make one or more direct deposits of $500 or more in the first 90 days of membership
  • Complete over 30 debit purchases in the first 60 days of membership. Qualifying transactions do not include refunds or ATM transactions, and all transactions must be completed within the first 60 days of account opening, not pending.
  • Keep the account open for 90 days

Fine Press

• For new BECU members only, age 18 and over. This offer is available to the addressee only and is non-transferable. Only one new account promotional incentive per household is allowed. This promo code is good for one time use. You may only receive one $400 New Account promotion incentive for the lifetime of your BECU membership, but you may be eligible for other promotions offered by BECU after you have established your membership. Offer not available to existing BECU members, or those whose accounts have been closed within 90 days, or accounts closed with a negative balance. You must be within BECU’s membership area and eligible to open and maintain membership; not all will qualify. Only our primary account holder/mail addressee is eligible for the promotion incentive.

• You need:

  • Open a Member Advantage savings account to create membership and a new Member Advantage Checking account by 12/27/2025. Member Advantage accounts must remain open, in Member Advantage status and in good standing for at least 90 days and until payment of the incentive promotion. To save status, you need to set up eStatements AND make a monetary transaction every month by:
    • Debit MasterCard – PIN at point of sale or purchase with signature (excluding ATM transactions).*
      • It can be in person, online or over the phone.
    • Online/Mobile or Telephone Banking – Make payments with BECU credit or credit card, or transfer funds between BECU accounts.*
    • Direct deposit – must deposit into the Member’s Advantage Checking account.
      *Analyzed at the person level. The qualifying monetary transaction must occur in an account that shares the same tax owner with the Advantage Member’s accounts.
  • Make at least 30 posted debit purchase transactions from your Member Advantage checking account within 60 days of account opening. Acceptable debit purchase transactions include PIN or Signature. Qualifying transactions do not include refunds or ATM transactions.
  • Make direct deposits of $250 or more into your new BECU Member Advantage checking account within 60 days of account opening. Your direct deposit must be an electronic deposit of your salary, pension, or government benefits (such as Social Security) from your employer or government. Person-to-person payments (such as ZelleR) are not considered direct deposit.
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

These accounts have no monthly fees

Early account termination fee

I was not able to find a fee schedule so uncertain if there is any EATF.

Our verdict

Better than the previous $150 bonusalthough this did not require a direct deposit. Will add this to our list best bank account bonuses.

Hat tip to the reader Default

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