316 Financial Savings Bonus $250 ($5000 for 90 days)


Offer at a glance

  • Maximum bonus amount:
  • Availability: On a national scale
  • Direct deposit required: ANY
  • Additional requirements: ANY
  • Hard/soft pull: Gentle pull
  • ChexSystems: yes
  • Credit card financing: No.
  • Monthly fees: ANY
  • Early account closure fee: ANY
  • Family boundary: ANY
  • Expiration date: April 30, 2026

Offers

Direct link to the offer

  • 316 Financial offers a $250 bonus when you open a new checking account and meet the following requirements:
    • Use promo code MARLOW
    • Maintain a balance of at least $5,000 in your account for 90 days

Fine Press

  • Open a new 316 savings account and maintain an average daily balance of $5,000 or more for 90 consecutive days and you’ll receive a $250 savings bonus.
    • Accounts opened between February 1, 2026 and April 30, 2026 are eligible.
    • Bonus paid within 30 days after the 90-day balance requirement is met in the following statement cycle.
  • Promotional offer available to new customers only. Limit one promotional bonus per person per account. Customers who have previously received a promotional bonus from 316 Financial are not eligible for this offer.
  • The account must be opened using the promotional code at the time of application and must remain open and in good standing to receive the bonus.
  • If the account is closed, restricted or otherwise not in good standing before the bonus is credited, the promotional bonus may be forfeited.
  • All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

Early account termination fee

Our verdict

The account also earns 4.05% APY and this is competitive with bsavings rates asic. Unfortunately it doesn’t look like you’ll qualify if you’ve done the former 316 financial control bonuses. This is a division of Primis bank. I can definitely see this getting pulled early, so if you’re interested, I’d recommend signing up ASAP. It will be added to us best bank account bonus site.

Hat tip to the reader snail

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