Offer at a glance
- Maximum bonus amount: 250 dollars
- Availability: JO & CO
- Direct deposit required: Yes, no minimum
- Additional requirements: 15 debit card transactions
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: None with eStatements
- Early account closure fee: None listed
- Family boundary: None listed
- Expiration date: August 31, 2026
Offers
- MNB Bank offers a $250 bonus when you open a new checking account and meet the following requirements:
- Get a qualified direct deposit within 90 days
- Make 15 qualifying debit card purchases
Fine Press
- To qualify for this offer, open a personal MNB Bank current account by 31 August 2026. You can open a new current account either by applying online or by visiting your local MNB Bank branch. All applications are subject to approval. Once opened, the account owner must meet all of the following requirements to earn the one-time bonus:
- Account maintenance request. The account holder must open and maintain an MNB checking account with a positive balance in good standing for a minimum of ninety (90) consecutive calendar days after the account opening date.
- Qualifying request for direct deposit. The account owner must establish and receive qualified direct deposits within 90 days of opening the account. Qualified direct deposits are periodic electronic payments of recurring income, which may include payroll, wages, pensions, or government payments (such as Social Security). Deposits that do NOT QUALIFY are deposits made at a branch, mobile deposits, online transfers between accounts, wireless payments, and payments through peer-to-peer networks such as PayPal, Zelle®, Venmo or others.
- Debit card usage request. The account holder must activate the MNB Debit Card and have a minimum of 15 qualifying Visa® Debit Card transactions posted and charged to your account within 90 days of account opening. Qualifying Visa® Debit Card transactions are defined as point-of-sale transactions made with your debit card that are completed using a PIN (personal identification number), signature, contactless payment (tap to pay), or mobile wallet (eg Apple Pay, Google Pay, Samsung Pay). ATM transactions do not count towards this requirement. Debit card transactions authorized but not posted do not count toward the debit card claim.
- Bonus payment time. If all requirements are met, the one-time bonus will be credited to the qualifying MNB checking account within 30 calendar days after the end of the ninety (90) day qualification period. Your checking account must remain in an open status to receive the bonus.
- General Conditions. The bonus is subject to reporting to the Internal Revenue Service and will be reported as income to the owner of the primary account.
The account must not be closed, restricted or charged before the bonus is credited. Accounts with zero balance may be closed by MNB Bank without prior notice. MNB Bank reserves the right to modify or terminate the promotion at any time, limit eligibility and withhold the bonus in cases of suspected fraud, abuse or breach of the Principal Deposit Agreement. - This offer is only available to new personal checking customers. All existing owners of an MNB Bank current account are not eligible.
- This offer cannot be used in combination with any other customer control offer and is limited to one bonus per individual per account. MNB Bank reserves the right to limit an individual to an account-related gift incentive for a continuous 24-month period in all deposit account relationships.
- All types of personal current accounts offered by MNB Bank are eligible for this offer. The opened account will be governed by the MNB Bank Main Deposit Agreement and fee schedule, statements of truths in savings and other terms and conditions of the opened current account, which will be provided at the time of opening the account.
- This offer may be terminated or modified at any time prior to August 31, 2026 without prior notice (the bonus offer will remain in effect for any account opened prior to the time of termination or modification).
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Express Check has a $5 monthly fee, this is waived with eStatements.
Early account termination fee
I couldn’t find such an insecure rate plan.
Our verdict
This is a new one for the DoC bank so please share your experiences in the comments below, it looks great
Hat tip to the reader Pickle Rick
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