Offer at a glance
- Maximum bonus amount: 200 dollars
- Availability: Branches are in Texas, Missouri and Oklahoma
- Direct deposit required: Yes, two direct deposits of $500+ each
- Additional requirements: Keep the account open for 60 days
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: None listed
- Expiration date: None listed
Offers
Direct link to the offerplease do not share referrals in the comments below. You can use this related post.
- Regent Bank is offering a referral bonus. The referred person gets a $100 referral bonus and the referred person gets $200 when they meet the following requirements:
- Complete two (2) direct deposits with a minimum of $500 each, AND
- Keeps the account open for 60 days
Fine Press
- The person making the referral (“Referrer”) will earn a $100 Mastercard® reward card for each individual referred (“Referred Person”) to Regent Bank who registers for the offer, opens a new Regent Bank personal checking account and completes the offer requirements within the time specified below.
- To make a referral, the Referrer must register for the program and share the offer with friends, family or colleagues. A Referral can earn unlimited rewards in the form of Mastercard reward cards within a calendar year. Only one referrer may receive a Mastercard Rewards Card for each person referred who meets the offer requirements.
- To earn a $200 Mastercard Reward Card, the Referral must sign up by following the link provided in the referral email or social media, open a new Regent Bank personal checking account and meet the following requirements within 60 days of account opening:
- Complete two direct deposits of at least $500 each; AND
- Keep the account open for 60 days.
- The Referrer authorizes the sending of communications to each Referred Person. An email may not be sent if the Referred Person has opted out of marketing communications from Regent Bank or ReferLive. Each person who registers through ReferLive authorizes future communications, including emails about the program, unless the person opts out by making an election through ReferLive or within an applicable email. The Referred Person agrees that a $100 Mastercard Reward Card will be issued to the referrer once all conditions have been met within the required timeframes.
- Regent Bank employees are not eligible to participate in this offer. Offer is effective from 07/06/2026 and may end at any time.
- Please allow 4-6 weeks after completing all requirements for your Mastercard Rewards Card to be delivered. Mastercard rewards cards are subject to the terms and conditions delivered with the card. Rewards cards can be reported as income to the IRS.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Simple Check has no monthly fees to worry about.
Early account termination fee
I was not able to find a fee schedule so uncertain if there is any EATF.
Our verdict
Don’t think we’ve ever seen a personal bonus, though there was a business bonus for $2000. This personal bonus seems worth doing especially if you can refer a few people. We will add it to ours best bank account bonuses once we know more. Please do not share referrals in the comments below. You can use this related post.
Hat tip to the reader snail
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