Update 7/26/18: Offer is back until December 31, 2026. Hat tip to the reader retired
Offer at a glance
- Maximum bonus amount: 300 dollars
- Availability: Anyone who lives, works or worships in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra and Contra Costa counties is eligible for First US membership. Also, federal employees throughout the state of California, select employee groups and Northern California SAFEWAY employees are welcome in Northern California.
- Direct deposit required: Yes, $500
- Additional requirements: ANY
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card financing: ANY
- Monthly fees: None with eStatements
- Early account closure fee: Unknown
- Family boundary: None listed
- Expiration date: December 31, 2024
Offers
- First Community Credit Union USA offers a $300 bonus when you open a new checking account and meet the following requirements:
- Use promo code BTF300
- Get a direct deposit of $500+ within 90 days
Fine Press
- The cash bonus offer is valid from August 1, 2024 to December 31, 2024 when a new personal checking account is opened with a direct deposit of $500 or more within 90 days.
- The account can be opened at a US branch, online or over the phone using the code BTF300.
- Must qualify for membership. Membership requires you to maintain $25 in a Member (Savings) account.
- Offer is limited to one per member per account.
- Offer not available to existing First US members with a personal checking account.
- The cash bonus will be reported to the IRS for tax purposes.
- Offer subject to change or cancellation without notice at any time.
- Your account must be open, in good standing and have a balance greater than zero when bonus cash is paid.
- Deposits processed as credit by debit card or through “Account to Account” or “Peer to Peer” transfers (eg Zelle®, Venmo) do not qualify.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees with eStatements.
Early account termination fee
I couldn’t find a fee plan so uncertain if there is any early account termination fee.
Our verdict
There used to be a $100 referral bonus, but that required opening a branch. This is significantly better especially since it can also be opened online. Unfortunately it is a difficult withdrawal without credit card financing. It will be added to our list the best bank bonuses.
Hats off to him ShawntheShawn
Useful posts about bank bonuses:
