Update 7/19/26: Bonus now $250, requires a full direct deposit. Hat tip to the reader kiwi
Offer at a glance
- Maximum bonus amount: 200 dollars
- Availability: FL
- Direct deposit required: Yes, $1,500+
- Additional requirements: No.
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: ANY
- Family boundary: ANY
- Expiration date: ANY
Offers
- Florida West Coast Credit Union is offering a bonus when you meet the following requirements:
- Open a FREE checking account with full direct deposit.
- Make full direct deposit within 60 days.*
Fine Press
- Offer is valid from 1 February 2024 and can be canceled at any time.
- FWC Credit Union membership and eligibility requirements apply.
- See affiliate for fee and term details.
- To qualify for the $200 incentive, you must open a new checking account with a new direct deposit ($1,500 per month minimum. First direct deposit must be posted within 60 days of account opening.).
- Current checking accounts do not qualify.
- The incentive will be deposited into the new checking account within 90 days of opening the account and will be reported to the IRS.
- The minimum to open the Free Check is $20.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
I did not find any EATF in the fee schedule.
Our verdict
As always, share your data points in the comments below.
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