Update 3/25/26: The deal is back. Hat tip to the reader snail
Offer at a glance
Offers
- Energy One Credit Union is offering a $300 bonus. It breaks down as follows:
- $150 for opening a new checking account — Sign up for online and mobile banking and order your debit card.
- $150 for active account use — Download and activate the SecurLOCK Equip app, set up two payroll direct deposits and complete 30 debit card or ATM transactions within 60 days
Fine Press
- Offer available through 12/31/24 and not available to existing Energy One Credit Union checking members.
- A minimum deposit of $50 is required.
- The offer is not available to those whose accounts have been closed within the last 90 days or have been closed with a negative balance.
- Limit one new check bonus per person per account.
- The application is subject to approval.
- The account must remain open and receive your payroll direct deposit for six months from the time the account is opened.
- This promotion is for Premier One and Free One Checking accounts only.
- This promotion may be changed, modified or canceled at any time by Energy One Federal Credit Union.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
A free check has no monthly fees to worry about.
Early account termination fee
I couldn’t find an EATF in the fee schedule.
Our verdict
Normally, I don’t post bonuses that are only available to select groups of employees, but to be honest, I finished writing this post before I realized this. We hope it will be useful to some readers.
Hats off to him ShawntheShawn
Useful posts about bank bonuses:
