(KS & MO only) $300 Major Credit Union Check Bonus

Update 4/4/26: The deal is back, this time requiring an $800 direct deposit and 25 debit purchases.

Update 4/12/25: The offer is back, this time for $300 instead of just $150. Hat tip to the reader Woody

Update 7/6/24: Offer back through September 30, 2024. Hat tip to ShawntheShawn

Update 7/15/23: Offer is back and valid through September 30, 2023

Update 11/13/21: Offer is back and valid through November 30, 2021.

Offer at a glance

Maximum bonus amount: 150 dollars
Availability: Must live or work in the greater Kansas City metro area (the following counties in Kansas and Missouri: Bates, Caldwell, Cass, Clay, Clinton, Douglas, Franklin, Jackson, Johnson, Lafayette, Leavenworth, Linn, Miami, Platte, Ray, Wyandotte)
Direct deposit required: Yes, $200+. It must be repeated
Additional requirements: eStatements + 10 debit card transactions
Hard/soft pull: Hard pull
ChexSystems: Unknown
Credit card financing: Can finance up to $505 with a credit card
Monthly fees: ANY
Early account closure fee: ANY
Family boundary: None listed
Expiration date: ~~August 31, 2018~~ November 30, 2021

Offers

Mainstreet Credit Union is offering a $300 bonus when you open a new checking account when you meet the following requirements within the first 90 days of account opening:
- Have two direct deposits via ACH or RTP including payroll, pension or government benefits posted with a cumulative total of $800 or more within 90 days of account opening
- Register in eDeclaration
- Make at least 25 debit card transactions

Limited time offer.
To receive $150, you must open a new Mainstreet Credit Union checking account.
A minimum deposit may be required.
Existing checking accounts are not eligible for this offer and members are limited to one new checking account per membership.
The $150 incentive will be deposited into your stock savings account as an extraordinary dividend for tax purposes after 90 days, provided your account is in good standing.
To receive the $150, you must also have a recurring direct deposit of at least $200 posted to the account each month (such as a salary, pension payment, Social Security payment or any other government payment), participate in eStatements and complete 10 debit card transactions within the first 90 days of account opening.
Debit transactions exclude credits/refunds and ATM transactions.
Offer valid for new current accounts opened until 31 August 2018.
For the purpose of this promotion, a “month” is defined as 30 days and a “new checking account” is one opened under a membership number that has had no previous checking relationship with Main Street.
All bank account bonuses are treated as income/interest and as such you must pay tax on them

This account has no monthly fees to worry about

This account has no early account closure fees to worry about

They offered the $150 check bonus last yearit is not worth considering due to the fact that it is a difficult draw. Because of this simple fact, we will not add it to the list best control bonuses.

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