(PA & OH) S&T Bank $300/$400/$500 Checking Bonus

Update 4/12/26: up to $500 now available (copy and paste the link)

Update 8/30/25: Available again.

Update 7/6/25: The deal is back, this time for $300. Return by September 30, 2025

Update 4/19/25: Offer back through 6/30/25.

Update 10/17/24: Available again until December 31, 2024.

Update 4/3/24: The deal goes back to June 28, 2024.

Update 1/22/24: The deal is back and valid until March 29, 2024.

Update 12/2/23: Offer is back and valid through 12/31/23. Hats off to him 14 cows

Update 6/6/23: Offer is back and valid through 6/30/23

Offer at a glance

• Maximum bonus amount: 400 dollars
• Availability: Must be a resident of Pennsylvania or Ohio. You must live near a branch (maybe within 25 miles)
• Direct deposit required: Yes, $500+
• Additional requirements: eStatement and Debit Card Purchase $1,000
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card financing: Up to $100
• Monthly fees: ANY
• Early account closure fee: Six months
• Family boundary: ANY
• Expiration date: March 31, 2020 June 30, 2020 September 30, 2020 December 31, 2020 March 31, 2021 June 30, 2021 September 30, 2021

Offers

Direct link to offer: East PA ($400) | West PA ($400) | OH ($300) (copy and paste if it doesn’t work)

• S&T Bank offers a bonus of up to $300 when you open a checking account and meet the following requirements:
  • Promotion code usage varies
  • Open with a minimum of $50 and keep it until the bonus posts
  • Make at least two direct deposits of $500+

Fine Press

• This offer is not available to current S&T Bank checking customers or those who have closed an S&T Bank checking in the last 12 months.
• Offer applies to new customer checking accounts (Preferred Banking, Select Banking, and Four Star Banking (also eligible for Preferred Banking and Four Star Banking)) opened from 3/2/20 – 3/31/20.
• New accounts will not be eligible for offer if any signer has signing authority on an existing S&T Bank customer checking account.
• Signing authority will be determined by the customer’s name(s) and social security number(s) recorded on the account.
• Offer cannot be combined with any other qualifying offer and may change or end without notice.
• A family incentive payment.
• To qualify for the first $100 offer, the initial deposit of $50 must be made within 10 days of account opening and the following conditions must also be met by 04/24/20:
  • (a) at least ten S&T Bank Visa Debit card purchases (posted and swiped) of $10 must be made and
  • (b) sign up for online statements.
• A $100 will be credited to the eligible account on 5/8/20 for completing the 3 tasks listed above.
• If the checking account is opened online, you will receive an additional $50 bonus in your S&T Bank checking account on 5/8/20.
• An additional $200 will be credited to the S&T account on or before 10/16/20 to signify the 6-month anniversary date of account opening, provided the account qualifies for the debit card and online statement incentive.
• The maximum incentive you can receive during this time is $350.
• Account must not be withdrawn during the promotion period to receive any of the incentives.
• Subject to 1099 reporting. All bank account bonuses are treated as income/interest and as such you must pay taxes on them

Avoidance of fees

Monthly fees

Choose a checking account, there are no monthly fees to worry about. People will be charged a $3 fee if bill pay is not used (you can remove bill pay from your account and the fee is not charged).

Early account termination fee

The account must be kept open for six months

Our verdict

Previously the bonus was $200. This $350 bonus looks incredible, there is no direct deposit or monthly fee to worry about. It’s annoying that you don’t get the full bonus for six months, but it’s still hard to complain. This will be added to it our best bank account bonus site.

Hats off to him JL

Useful posts about bank bonuses:

Post History:

• Update 1/12/23: Extends through March 31, 2023. Direct deposit now required. I would recommend waiting for the non-direct deposit request to come back.
• Update 10/12/22: Extends through December 31, 2022.
• Update 7/22/30: Postponed until September 30, 2022. There is one $400 offer if in Eastern PA
• Update 4/7/22: Extends through 6/30/22. There is one $400 offer if in Eastern PA
• Update 1/5/22: Extends through 3/31/22, bonus now $300.
• Update 10/13/21: The deal has been extended through 12/31/21.
• Update 8/5/21: The bonus has been increased to $400 (was $300/$350). Hats off to him MoneyChaser
• Update 5/17/21: The family limit has been removed. Hat tip to the reader JP
• Update 2/20/21: The deal is back, but now $300 instead of $350.