(OK & KS) Communication Federal Credit Union $300 Check Bonus

Update 4/18/26: Available again until 06/22/26. It now says “Must be member’s first checking account with CFCU”. Hat tip to the reader Bockrr

Update 26/11/25: Offer again from 26/11 – 01/12

Offer at a glance

• Maximum bonus amount:300 dollars
• Availability:OK & KS
• Direct deposit required:Yes, $3,000+ within 90 days
• Additional requirements:See below
• Hard/soft pull:Mixed PD
• ChexSystems:Unknownsensitive
• Credit card financing:Can fund any account up to $500(Visa & MasterCard). May be able to finance more
• Monthly fees:ANY
• Early account closure fee:Unknown
• Family boundary:None listed
• Expiration date: December 31, 2023

Offers

Direct link to the offer

• Federal Communications Credit Union offers a $300 bonus when you open a new checking account and meet the following requirements:
  • Use promo code DC26
  • Make a qualifying direct deposit of at least $2,500
  • Register in eDeclaration
  • Make 25 qualifying debit card purchases within 90 days of at least $25

Fine Press

• Open a new Pay Me Checking, Performance Checking, Student Checking or Link a Card Account account with the promo codeBF23
  • Must be the Member’s first CFCU checking account
  • Within 90 days of opening:
    • Register in eDeclaration
    • Receive qualifying direct deposits (salaries, pensions or government benefits) totaling at least $3,000
    • Make 30 debit card purchases of at least $10
• The offer is valid from 24.11.2023 to 31.12.2023. Cannot be combined with other offers.
• Bonus paid for Primary Savings within 90 days of meeting requirements. Members who receive more than $600 in incentives each year will receive a 1099-Misc.
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

This account has no monthly fees to worry about.

Early account termination fee

I couldn’t find any fee plans, so I’m not sure if there is an early termination fee or not.

Our verdict

It seems the latest data says it’s a tough draw. It should still be worth doing for many readers, since hard withdrawals aren’t as important anymore with all the restrictions on credit card rewards. We will add this to our list best bank account bonuses.

Useful posts about bank bonuses:

• A Beginner’s Guide to Bank Account Bonuses
• Bank Account Quick Reference Table (Calculated Sheet) (very useful for ranking bonuses according to different parameters)
• PSA: Don’t call the bank
• Login to ChexSystems
• Banks and credit unions that are sensitive to ChexSystems requirements
• What Banks and Credit Unions Do/Do Not Attract ChexSystems?
• How to use our direct deposit site for banking bonuses site
• Common Bonus Bank Misconceptions + Why You Should Give Them a Go
• How many bank accounts can I safely open in a year for the purposes of the bank bonus?
• Affiliate links and bank bonuses – We will not use them
• Complete list of ways to close bank accounts in each bank
• Banks that allow/disallow overseas check applications
• Bank bonus posting time

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