Update 4/20/26: The deal is back, this time no $150 referral bonus and direct deposit required. Do share your recommendations below. Instead, share them in this related post. Hat tip to the reader Bockrr
Offer at a glance
- Maximum bonus amount:150 dollars
- Availability: Select counties in KY.
- Direct deposit required:Optional, $500+
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems: Unknown
- Credit card financing:Unknown
- Monthly fees:None with eStatements
- Early account closure fee:Unknown
- Family boundary:None listed
- Expiration date:None listed
Offers
- Transcend Credit Union is offering a $150 referral check bonus when you meet the following requirements:
- Make 20 debit card transactions or receive $500 in cumulative direct deposits.
Fine Press
- New member accounts only.
- Limited time offer for one person.
- Valid for GoGreen, Rate Rewards, Benefits, Classic, Prestige and Anew checking accounts only.
- Not valid with other offers.
- $5 minimum balance required in regular savings account to open and maintain Transcend CU membership in good standing.
- Must complete 20 combined checks, ePay, debit card transactions in kind and have a total direct deposit of $800 or more in any one month during the first 90 days of membership. The bonus will be paid within 90 days of opening the membership.
- The bonus will be deposited into the Savings account APY will then take effect.
- The bonus may be taxed as interest income and reported on IRS Form 1099-INT.
- Consult your tax advisor.
- Interest rates are variable and subject to change.
- Additionally, fees can reduce earnings in the account. All terms and conditions are subject to change without notice.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
GoGreen has no monthly fees to worry about as long as you opt for paperless statements.
Early account termination fee
Couldn’t find a fee plan so unsure if there is any early account termination fee or not. Account must be kept open for 180 days or bonus will be forfeited.
Our verdict
It seems to be a good deal if it’s a soft pull, feel free to share your experiences in the comments below.
Useful posts about bank bonuses:
- A Beginner’s Guide to Bank Account Bonuses
- Bank Account Quick Reference Table (Calculated Sheet) (very useful for ranking bonuses according to different parameters)
- PSA: Don’t call the bank
- Login to ChexSystems
- Banks and credit unions that are sensitive to ChexSystems requirements
- What Banks and Credit Unions Do/Do Not Attract ChexSystems?
- How to use our direct deposit site for banking bonuses site
- Common Bonus Bank Misconceptions + Why You Should Give Them a Go
- How many bank accounts can I safely open in a year for the purposes of the bank bonus?
- Affiliate links and bank bonuses – We will not use them
- Complete list of ways to close bank accounts in each bank
- Banks that allow/disallow overseas check applications
- Bank bonus posting times
