Update 4/20/26: The deal has been reinstated, no end date listed. Requires direct deposit of $1,000 now and the bonus is no longer distributed, you must meet all requirements to receive any bonus.
Offer at a glance
- Maximum bonus amount:250 dollars
- Availability:AL
- Direct deposit required:Yes, $1,000+
- Additional requirements:30 transactions
- Hard/soft pull: Gentle pull
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees:None with eStatements
- Early account closure fee:Unknown
- Family boundary:ANY
- Expiration date:December 31, 2025
Offers
- Local Bank offers a $250 bonus when you open a new checking account and meet the following requirements:
- Use promo code CAP2026
- Get $1,000 in qualified direct deposits within 30 days
- at least 30 qualifying transactions within 90 calendar days
- Minimum account balance of $100 when bonus is posted
Fine Press
- $250 bonus available when you open a new qualifying checking account and meet promotion requirements.
- Requires $1,000 in qualifying direct deposits within 30 calendar days of account opening, at least 30 qualifying transactions within 90 calendar days, and a minimum account balance of $100 at the time the bonus is credited. The account must remain open and in good standing. The bonus will be deposited within 30 calendar days after completing the qualification period. Use promo code CAP2026 when opening your account. The bonus may be considered taxable income and reported to the tax authorities. Offer available to primary account holder only. Offer subject to change or termination without notice. Member FDIC.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
There is a $5 monthly fee, this is avoided with eStatements
Early account termination fee
I was not able to find such an uncertain rate plan
Our verdict
The terms are a bit confusing, it looks like you have to open in branch, but there’s a promo code and you can open online? I’m not entirely sure what’s going on.
Hats off to him ShawntheShawn
Useful posts about bank bonuses:
- A Beginner’s Guide to Bank Account Bonuses
- Bank Account Quick Reference Table (Calculated Sheet) (very useful for ranking bonuses according to different parameters)
- PSA: Don’t call the bank
- Login to ChexSystems
- Banks and credit unions that are sensitive to ChexSystems requirements
- What Banks and Credit Unions Do/Do Not Attract ChexSystems?
- How to use our direct deposit site for banking bonuses site
- Common Bonus Bank Misconceptions + Why You Should Give Them a Go
- How many bank accounts can I safely open in a year for the purposes of the bank bonus?
- Affiliate links and bank bonuses – We will not use them
- Complete list of ways to close bank accounts in each bank
- Banks that allow/disallow overseas check applications
- Bank bonus posting times
