CAPE has long been a cornerstone of long-term return forecasting. High valuations mean lower future returns. Low valuations mean higher future returns. Critics argue that its predictive power has waned in recent decades. This letter pushes back. It shows that…
One of the biggest fears workers have about retirement is losing a sense of purpose. This fear is not unfounded. It is one of negative early retirement nobody likes to talk about it. For the first few months, maybe even…
Update 3/23/26: More people targeted. Subject is ‘Hi name, you have been selected for this $100 cash offer’ Update 10/9/22: More people are seeing this email within the past day Offer at a glance Offers Direct link to the offer…
Chase offers 200,000 points on the IHG Premier Business Card. Chase added and then removed the language of life on that card. There is one rumors about a new American Express graphite business card with unlimited cash. Citi is reducing…
Offer at a glance Maximum bonus amount: 100 dollars Availability: only US. You must live, work or worship in: Sheboygan, Calumet, Dodge, Lake Valley, Jefferson, Manitowoc, Milwaukee, Ozaukee, Washington, Door, Kewaunee, Brown or Waukesha Direct deposit required: Yes, $3,000+ Additional…
The Citi Easy Deals program ends on May 17, 2026. There have been problems with the program recentlyso it’s not a huge surprise to see it go. For those unfamiliar with Citi Simplicity, Preferred Diamond cardholders have access to Citi…
Offer at a glance Maximum bonus amount: 100 dollars Availability: Four counties in TX: Houston, Washington, Fort Bend, Harris Direct deposit required: Yes, $500+ Additional requirements: 5 debit card transactions Hard/soft pull: Unknown ChexSystems: Unknown Credit card financing: Unknown Monthly…
Update 3/22/26: The deal is back, this time $400 for the benefits account (all tiers increased by $100). No end date listed. Hat tip to the reader Bockrr Update 10/12/25: The deal has been reinstated, no end date listed. It…
Update 3/22/26: In the last few days people are seeing this charge refunded Update 3/12/26: Bilt has issued the following statement: We are aware of questions about final transaction amounts for foreign transactions and are actively reviewing this issue with…
Offers Direct link to the offer Citi is offering a 25% transfer bonus when you transfer your Citi ThankYou points to the Avianca LifeMiles program until April 18, 2026. Normally you can transfer 1,000 Citi ThankYou points and get 1,000…
