Update 3/21/26: Back by 3/31/26. This time $200 and no direct deposit required
Update 3/4/25: There is a $200 bonus that only requires 20 debit card transactions without direct deposit.
Update 4/2/24: Extends to June 30, 2024
Update 1/2/24: Offer valid through March 31, 2024
Update 10/3/23: Extends through December 31, 2023.
Update 7/4/23: Extends through September 30, 2023.
Update 4/29/23: The deal goes back to June 30th
Update 1/12/23: Expanded to the end March 31, 2023.
Update 10/14/22: Extends through December 31, 2022.
Update 3/26/22: The deal is back, but down from $500 to $300. Valid until The offer is valid until September 30, 2022
Update 6/29/20: Extends through August 31, 2020.
Update 3/6/20: Offer is back and valid through 6/30/20
Update 12/5/19: Bonus is back and $500 again. Being sponsored will no longer work as the terms now state Offer only available to new OneAZ Credit Union members who are permanent residents of Arizona. Also this term is new: “Qualified monthly direct deposits must continue in the account for a minimum of 6 months.
Update 11/28/19: Bonus reduced again to $300
Update 11/25/19: Now confirmed to be a soft recall. In addition, there is a link for a bonus of $500 instead of $300. Hat tip to Arizonapv
Offer at a glance
- Maximum bonus amount: 300 dollars
- Availability: Must reside or work in Arizona (or attend school, worship, or volunteer)
- Direct deposit required: Yes, $1,000+, must be continued for six months
- Additional requirements: ANY
- Hard/soft pull:Gentle pull
- ChexSystems: Unknown
- Credit card financing: Up to $500
- Monthly fees: $7, avoidable
- Early account closure fee: Loss of bonus, six months
- Family boundary: None listed
- Expiration date: December 30, 2019
Offers
- OneAZ Credit Union is offering a $200 bonus when you open a new checking account and meet the following requirements:
- Use promo code CHK-227
- Use your new OneAZ debit card to do 20 purchases.
Fine Press
- To receive the $300 bonus, you must 1) Open a NEW checking account AND 2) Have a monthly direct deposit of $500 or more into this account within 60 days of account opening.
- Important Information: Your direct deposit must be an electronic deposit of your salary, investment account, pension or government benefits (such as Social Security) from your employer or government agency.
- Once all the above requirements have been met, we will deposit the $300 bonus into your new checking account within 14 business days.
- Bonuses are considered dividends and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- Offer not available to existing OneAZ Credit Union members.
- This offer is not transferable and cannot be combined with any other promotion.
Avoidance of fees
Monthly fees
The Arizona checking account is the easiest to maintain with no fees (outside of the student account). The $7 monthly fee is waived if you do any of the following:
- One or more direct deposit transaction(s) each month OR
- ten or more debit card purchases per month OR
- minimum $2,000 average daily balance in checking, savings and/or money market deposits OR
- Total loan balances at the end of the month minimum of $10,000
Early account termination fee
The account must be kept open for six months or you will lose the bonus
Our verdict
This is now confirmed to be a light draw (it even says so in the disclosures during registration), I’d still be drawn to the overdraft protection, but overall this bonus is worth doing and we’ll be adding it to our list of the best check bonuses.
Hat tip to reader LeSpare1
Useful posts about bank bonuses:
