Update 3/25/26: 5% deposit match returns until 4/14/2026 8:00 PM PDT. The deposit requirement is 10-100 thousand dollars.
Update 2/19/26: The offer has been reloaded to a maximum of $100,000 now (was $50,000). The election date is now March 4, 2026 at 10:00 p.m. Again, I don’t see how this is sustainable, especially with the caps increasing each time.
Offers
Direct link to the offer (this is for terms, you must see the offer in the app)
- Crypto platform OKC is offering a 5% match on balances of $1,000-$50,000. The holding period is 24 weeks, but it appears to be paid every 14 days, so you should be able to get part loans without holding for the entire period. Must choose by February 17, 2026
Screen view
Fine Press
- This deposit matching rewards program is offered by the OKX entity to which you are logged in as a customer by OKX Terms of Service (“OKX“). Rewards Period (“Reward period“) will be determined on the relevant landing page of the reward session.
- Deposit matching is available to eligible new or existing OKX users who are not OKX employees who reside in the United States during the rewards period (as confirmed by advanced identity verification) except for individuals residing in New York, Texas, American Samoa, Guam, the Northern Mariana Islands and the US Virgin Islands.
- You must click the “Opt-in” button and ensure that the button is updated to “Deposit Now” to be considered a valid participant of the rewards program. Otherwise, your participation will be void and deposits made during the Rewards Period will not count.
- To participate and receive the relevant rewards in this rewards program, participants must pass or have previously passed OKX’s advanced KYC identity verification.
- Each user can only participate in one reward session at any one time.
- Participation in this rewards program is limited to the primary account only. Sub-accounts are not eligible to participate. The deposit of the sub-accounts will not be included in the calculation of the deposit of the main account.
Our verdict
A few things to note:
OKX has been offering some of these things lately, interestingly the max deposit is going up, but overall the APY is going down (h/t Aleksa):
- $300 first time bonus for $3k deposit, 90 days, APY ~40% effective
- $250 Second Time Bonus on $5K Deposit, 90 Days, Effective APY ~20%
- $2500 3rd time bonus on $50k deposit, 168 days, APY ~10.8% effective
Personally I can’t see how this is sustainable for OKX at all. If everything works and you keep funds in USDG, then you are effectively earning 15% APY (10% APY from this promotion and then another 5% from USDG earning 5% anyway). Only you can decide whether the risk is worth the potential additional return or not. Personally I will skip this offer.
