Note that this is targeted, but many people are targeted when checking the app or logging in.
Offer at a glance
Offers
Direct link to the offer (note this is targeted, but many people are targeted when they check out the app or log in)
- Capital One offers a $400 bonus when you open a new checking account and meet the following requirements:
- Use promo code GET400
- Make and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening
Fine Press
- Offers may vary. This offer is not transferable. Capital One reserves the right to end or change the terms of this offer at any time prior to your acceptance of the offer, with or without notice. A change in the terms of this offer may result in a change in any of the offer requirements, such as, but not limited to, required deposit amounts, qualified external sources of deposits, bonus amounts, or expiration date. Please note that once your account is opened with a promotional code, the terms of the offer will not change without prior notice to you.
- This offer is exclusive to existing account owners, authorized users or account managers of an eligible Capital One consumer product and is subject to eligibility. Customers must be currently enrolled in online banking to verify eligibility.
- Eligible consumer products include: Consumer Bank Savings Products, Capital One Auto Finance Loan Accounts, Platinum Mastercard, Preferred Platinum, Platinum Rewards, Platinum Secured, Quicksilver Rewards, Quicksilver Secured Rewards, QuicksilverOne Rewards, Savor Rewards, VentureOne Rewards, Venture, Venture Rewards, VentureOne Rewards, Rewards, Kohl’s Rewards Visa, BJ’s One Mastercard, BJ’s One+ Mastercard, BJ’s Business Elite Mastercard and other select products legacy credit cards.
- If you have or have had a 360 Checking, Simply Checking, or Total Control Checking account opened as a primary or secondary account holder with Capital One on or after January 1, 2024, you will not be eligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus.
- Here’s the full scoop on how to claim your $400 bonus:
-
- New checking customers open a 360 Checking account by 11:59 PM ET on May 19, 2026 using promo code GET400.
- Make and receive at least 2 qualifying Direct Deposits of $500 or more each into your 360 Checking account within 75 days of account opening.
- Capital One will deposit the bonus into your account after the first two requirements listed above are met. See below for when the bonus will be posted.
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
There is no fee for early account closure
Our verdict
The current standard bonus is $300, so this is an extra $100. It’s worth checking your account to see if you qualify.
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