Update 4/25/26: Available again with RETURN100. If that doesn’t work, try code DD100. It seems to be working for most people.
Offers
Direct link to the offer (these are the terms, check the app for the offer itself)
- Fintech Stream is offering some existing customers a $100 bonus when they use promo code RETURN100 and receive an eligible direct deposit of $200+ within 35 days of applying the promo code.
- User must have previously received at least one eligible payroll deposit… on or after November 27, 2022
- User must not have received an eligible payroll deposit… on or after 11/30/2025
Fine Press
For existing checking account users to be eligible for a $100 Limited Time Promotional Reward (the “Reward”), the following conditions must be met:
- User must apply the unique promo code provided by Current by 11:59 PM ET on 02/12/2026
- User must receive an eligible payroll deposit of $200 or more within 35 days of applying the unique promo code. An “Eligible Payroll Deposit” means a recurring deposit of a Checking Account User’s wages or compensation from sources such as their employer, payroll provider, or government payer, including when they are acting as an independent contractor and frequent flyer designated by an independent contractor, as defined by a record. Certain deposits do not qualify as eligible payroll deposits, including non-direct deposit ACH transfers, peer-to-peer transfers between or within banks, transfers made to debit cards from digital wallets or P2P services (PayPal, Venmo, Cash App, Zelle, Google Pay, Facebook Pay, or other similar services), direct mobile check deposits, time deposits. refunds). Current retains full discretion to determine eligibility for Qualified Payroll Deposits.
- User must have previously received at least one eligible payroll deposit into their checking account on or after November 27, 2022.
- User must not have received an eligible payroll deposit into their checking account on or after 11/30/2025
- The reward will be paid into the user’s checking account within ten (10) business days after a qualifying payroll deposit is deposited into the user’s checking account, although delays may occur. To receive the Reward, the user’s Account must not be closed or restricted and must be in good standing at the time of payment of the Reward. Reward cannot be combined with any other signup bonus. Each user can receive the Reward only once. At any time, with or without notice, Current reserves the right – in its sole discretion – to: (i) cancel or modify the terms of any Reward offer, (ii) terminate a member’s eligibility for a Reward, or (iii) void and/or refund the payment of a Reward if Current determines or believes that such Reward terms and conditions were obtained based on any error, condition or illegal violation of a Reward. other applicable agreements between the user and current. The summary of all current rewards received by each current user totaling $600 or more in a calendar year will be reported on tax form 1099-MISC. Banking services, as applicable, provided by Choice Financial Group, Member FDIC and/or Cross River Bank, Member FDIC.
Our verdict
You can see what has driven demand for direct deposit in the past here. It’s always nice to see a bonus for existing customers.
