$400 Truist Check Bonus (AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC)

Update 3/27/26:

Valid until July 9, 2026
New promo code DC400TR1Q226
Exclusion Dates: Customers who are the primary account holder in an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 3/26/25 are not eligible to participate

Offer at a glance

Maximum bonus amount: 400 dollars
Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Direct deposit required: Yes, a Direct Deposit of $2,000 or more within 90 days of account opening
Additional requirements: Use promo code
Hard/soft pull: Gentle pull
ChexSystems: yes
Credit card financing:~~Up to $500~~ 250 dollars
Monthly fees: $12, avoidable
Early account closure fee: ANY
Family boundary: ANY
Expiration date: July 14, 2022

Offers

Truist offers a $400 bonus when you open a new checking account and meet the following requirements:
- Use promo code DC2425TR1400
- Receive at least 2 qualifying Direct Deposits* totaling $2,000 or more within 120 days of account opening
- Complete at least 20 qualifying debit card purchases** within 90 days of account opening. All debit purchases must post to your account to qualify.

Valid for new Truist Dimension, Truist Bright or Truist Fundamental personal checking accounts opened 4/1/22 through 7/14/22. Promotion registration is required at account opening using promo code TR2CHK22 to qualify for any promotion rewards. Please refer to the account opening and registration section below for instructions.
How to earn $300:
- Open a new eligible* Truist personal checking account from April 1, 2022 to July 14, 2022
- Receive at least 2 qualifying Direct Deposits** totaling $500 or more within 90 days of account opening.
Customers with an existing personal checking account with Truist or who closed an account with Truist on or after 1/20/22 are not eligible to participate. The account holder must be 18 years of age or older at the time the account is opened. Truist employees are not eligible. Offer available only to US residents with a valid US Taxpayer Identification Number. The qualifying checking account must be opened at a Truist branch in one of the following states, or online, and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
All bank account bonuses are treated as income/interest and as such you must pay tax on them

Truist Bright Checking has a monthly fee of $12, which is waived with one of the following requests:

I didn’t see any mention of EATF in the fee schedule.

Truist is the new name for the merged BB&T and SunTrust bank. Keep in mind that you will not be eligible for this bonus if you have a BB&T/SunTrust or Truist account as of 2/1/21. They started with a $500 bonusbut we haven’t seen that cashback bonus and it’s normally only $200 so I’d recommend taking this offer and adding best bank account bonuses.

Useful posts about bank bonuses:

Post History:

Update 11/13/23: Extends through February 27, 2024.
Update 8/13/23: The deal is back and valid until October 31, 2023. The bonus has been reduced to $300, so it’s worth waiting for the $400 to return.
Update 5/27/23: Extends through July 25, 2023.
Update 5/16/23: Extends through June 1, 2023.
Update 4/17/23: Offer is back and valid through 5/15/23. Hats off to him Tornado
Update 1/22/23: Make sure ad blocker is disabled for promo code to work properly.
Update 1/22/23: The offer is back, increased to $400 from $200 and valid until April 14, 2023. The terms state ‘Offer eligibility: The offer is only available to individuals who have received a direct communication from Truist.’ so not sure if that was intended or not. It shows up in a google search for obscure terms like ‘control bonus’.
Update 11/12/22: The deal is back, but down to $200. Hat tip to reader John.