Offer at a glance
- Maximum bonus amount: 250 dollars
- Availability:On a national scale
- Direct deposit required: ANY
- Additional requirements:See below
- Hard/soft pull:Unknown
- ChexSystems:Yes, but it approves if it gets up
- Credit card financing:Unknown
- Monthly fees:ANY
- Early account closure fee:Unknown
- Family boundary:ANY
- Expiration date: June 9, 2026
Offers
- E-Trade is offering a $250 bonus on their premium savings account. Deposit $20,000 within 30 days of account opening and hold the balance for an additional 45 days beyond the 30th day. Use promo code: SPRING26in registration.
- They’re also offering an introductory 4.00% APY rate for the first six months on balances up to $10 million.
Fine Press
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- To qualify for this offer, you must apply a valid promotional code obtained through one of our authorized affiliate marketing partners at the time of account opening. This promo code is intended for single use only and is non-transferable.
- This offer is only valid for a new Premium Savings Account. This offer is not valid on checking, maximum rate checking or line of credit or other accounts that we or our affiliates offer. IRA and non-IRA brokerage accounts are ineligible.
- This offer is only eligible for a new Premium Savings Account (PSA) opened and funded within thirty (30) days.
- Excludes non-US residents and residents of any jurisdiction where this offer is not valid.
- Each customer is limited to two new PSA offers for maximum longevity.
- Once the requirements are met, we will deposit the bonus within thirty (30) days after the end of the Maintenance Period. You must keep your account open and in good standing to receive the bonus. If your account is defaulted, limited or closed for any reason before this time, including closing by us, you will not be eligible for the bonus.
- Net new funds are funds coming from outside the Bank into the Premium Savings Account, minus any funds withdrawn from the Premium Savings Account and sent outside the Bank. This includes funds deposited from accounts that are external to us and all of our affiliates (ie transfers from another bank account). Net new funds do not include any deposits transferred from accounts provided by us (eg Checking, Max-Rate Checking), or any of our affiliates. Any interest credited to the PSA account and subsequently transferred to an external account will be treated as an outflow when calculating net new funds.
- All bank rewards receive a 1099 tax form.
Avoidance of fees
There is no monthly fee on this account.
Our verdict
Not so good as the oldest offer, but still not a bad bonus at $250 per $20k. 4% APY is also interesting, especially for someone with a lot of funds.
Personally, I’d probably wait and see if they bring one back their highest bidsso we will not add this to our list of the best bank bonuses.
Useful posts about bank bonuses:
- A Beginner’s Guide to Bank Account Bonuses
- Bank Account Quick Reference Table (Calculated Sheet)(very useful for ranking bonuses according to different parameters)
- PSA: Don’t call the bank
- Login to ChexSystems
- Banks and credit unions that are sensitive to ChexSystems requirements
- What Banks and Credit Unions Do/Don’t Attract ChexSystems?
- How to use our direct deposit site for banking bonuses site
- Common Bonus Bank Misconceptions + Why You Should Give Them a Go
- How many bank accounts can I safely open in a year for the purposes of the bank bonus?
- Affiliate links and bank bonuses – We will not use them
- Complete list of ways to close bank accounts in each bank
- Banks that allow/disallow overseas check applications
- Bank bonus posting time
