Wells Fargo $400/$825 Business Checking Bonus


Update 5/7/26: Extends through July 7, 2026

It runs until May 5, 2026

It runs until March 3, 2026

Update 12/5/25: The $825 bonus is currently not available.It still works, just copy and paste the link or try incognito mode

The offer lasts until January 6, 2026

It runs until November 4, 2025

Offer at a glance

  • Maximum bonus amount:825 dollars
  • Availability:On a national scale
  • Direct deposit required:ANY
  • Additional requirements:ANY
  • Hard/soft pull:Soft
  • ChexSystems:Mixed reports are unlikely to attract
  • Credit card financing: Up to $300
  • Monthly fees:$10, avoidable
  • Early account closure fee:ANY
  • Family boundary:ANY
  • Expiration date:June 30, 2025

Offers

Direct links to offers (copy and paste links if they don’t work): 825 dollars | 400 dollars

  • Wells Fargo is offering two business checking bonuses. Both rewards require opening a Business Control Initiation Account.
    • $400 bonus when you deposit $2,500 or more into your new business checking account by day 30 and maintain a minimum accumulated daily balance of $2,500 by day 60 after account opening
    • $825 bonus when you deposit $25,000 or more into your new business checking account by day 30 and maintain a minimum accumulated daily balance of $25,000 by day 60 after account opening

Fine Press

  • All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

The monthly service fee for the Start Business Control account is $10.The monthly service fee will increase to $15 for billing periods beginning on or after March 1, 2026. The minimum opening deposit is $25.
Avoid the monthly service fee with one of the following each rate period:

  • Minimum daily balance $500.The minimum daily balance will increase to $2,000 for rate periods beginning on or after March 1, 2026.
  • Average book balance $1,000.This will no longer be a way to waive your monthly service fee, effective March 1, 2026.
  • Own a Premier Checking, Private Bank Checking or Private Bank Interest Checking account.
  • Effective for billing periods beginning on or after March 1, 2026, the monthly service fee may also be avoided by the following account activity:
  • Combined account balance $5,000.

The Business Launch Checking Account has a $10 monthly fee, which is waived if you have one of the following per-fee periods:

  • Minimum daily balance $500, OR
  • Average book balance $1,000

Early account termination fee

No early account termination fee is mentioned.

Our verdict

Not as good as the previous one $1500 in branch offerbut that was in 2022 so not sure we’ll see it again. With this new bonus you basically have to keep the funds there for 30 days (actually a bit longer to deal with transfers). Both bonuses are worth doing considering the returns, which one you prefer will depend on how much money you have on hand. Will add this to ours best business check bonus site.

Hat tip to the reader Matt F

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