(SC, OH, IN, KY, NC) Park National Bank $300-$500 Check Bonus

Update 7/5/26: The deal goes back to August 29, 2026

Update 4/19/26: Offer back through 6/6/26. Hat tip to another reader PD

Offer at a glance

• Maximum bonus amount:
• Availability: Ohio, Indiana, Kentucky, North Carolina or South Carolina
• Direct deposit required: Yes, $1,000+
• Additional requirements: See below
• Hard/soft pull: Gentle pull
• ChexSystems: Unknown
• Credit card financing: Up to $5,000 with a debit card, no credit card financing
• Monthly fees: $10 – $25, avoidable
• Early account closure fee:
• Family boundary: None listed
• Expiration date: 21/3/26

Offers

Direct link to the offer

• Park National Bank is offering a $300 or $500 check bonus. The bonuses are as follows:
  • Earn $300 when you open a VIP checking account with direct deposits totaling $1,000+ within 90 days of account opening and use the promo code on the landing page
  • Earn $500 when you open a VIP All-Access checking account with direct deposits totaling $1,000+ within 90 days of account opening, deposit a balance of $25,000+ within 30 days, maintain a balance of $25,000+ for the remainder of 90 days, and use the promo code on the landing page

Fine Press

• Offer available when you open a new qualifying personal checking account, subject to approval. Current customers who have a personal Park check are not eligible for this offer.
• The new account can be opened online or in branch using the promotional code in this offer until the expiry date shown.
• Promotional code must be entered at account opening and is good for one use.
• The bonus will not be applied to your account if you do not enter or do not have the promotional code when opening the account or if you enter the code incorrectly.
• We will confirm that you have met the requirements 90 days after account opening and deposit the bonus into your new account within 15 days.
• To receive the bonus, the account must not be closed and/or restricted at the time of payment. The bonus is considered income and can be reported on IRS 1099-INT.
• Limit one bonus per customer.
• To qualify for the $300 bonus, you must be a new Personal Checking Account customer and your VIP Checking Account must (1) be open and in good standing and (2) have direct deposits of $1,000 or more made into the account within 90 days of opening. The direct deposit qualifier is met when a total of $1,000 or more of monthly electronic payments, such as payroll deposits, government benefits and ACH deposits, are posted to the account within 90 days of opening. Offer availability may change at any time and without notice. For more information, please see a banker.
• To qualify for the $500 bonus, you must be a new Personal Checking Account customer and your VIP All-Access Checking Account must (1) be open and in good standing, (2) have direct deposits of $1,000 or more made into the account within 90 days of opening, (3) deposit a total of $25,000 or more within $30 of opening and maintain $2,000 or more within $30 account balance for remaining 90 days. The direct deposit qualifier is met when a total of $1,000 or more of monthly electronic payments, such as payroll deposits, government benefits and ACH deposits, are posted to the account within 90 days of opening. Offer availability may change at any time and without notice. For more information, please see a banker.
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

VIP check ($300 bonus)

This account has a $10 monthly fee, which is waived if you do any of the following:

You can eliminate your service charge¹ with one of the following:

• $500 or more in qualified direct deposits
• Average monthly available balance of $1,000 or more in this account³
• If you are 24 years old or younger

All Access VIP Control ($500 Bonus)

This account has a monthly fee of $25, which is waived with $25,000 or more in Park deposit

Early account termination fee

I was not able to find a fee schedule so uncertain if there is any EATF.

Our verdict

The $500 bonus is not worth considering as you have to link $25,000 and the account earns nothing AFAIK. If you put that $25,000 into one 5% APY earning account you will earn $300+. The $300 bonus is worth doing and we will add it to it best bank account bonuses.

Hat tip to the reader AND

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