Update 4/5/26: The bonus is now $200 or $400. An additional $200 requires only $2,000 or more in cumulative deposits within 60 days of account opening. Valid until 31.07.2026
Added until 31.03.2026
People are posting this thread with referrals so we won’t allow them anymore. We are also removing referrals from people who have only left referrals on the site.
Added until 31.12.2025
Added until 31.7.2025
Added until 30.6.2025
Update 2/5/25: Extended through 4/30/2025
Update 9/5/24: Extends through 1/31/2025.
Update 7/14/24: Deal is back until 8/31/24. Requires 10 debit card transactions. Hats off to him John R
Update 5/14/24: Extends through 6/15/2024.
Update 1/14/24: Extends through 4/30/2024.
Update 5/24/23: Extends to 12/31/2023..
Update 4/19/23: Direct deposit is no longer required. Hats off to him Scott
Offer at a glance
- Maximum bonus amount: 200 dollars
- Availability: PA, OH, IN, KY or WV
- Direct deposit required: No.
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: None listed
- Expiration date: 31.5.2023
Offers
- First Commonwealth Bank offers a $200 bonus when you open a new checking account with promo code FCB400 and meet the following requirements:
- complete 10 or more customer-initiated transactions, including deposits and withdrawals, that post and clear the account within 60 days of account opening
- Get an extra $200 with $2,000 or more in cumulative deposits within 60 days of account opening
Fine Press
- Offer available to customers residing in First Commonwealth Bank markets (PA, OH, IN, KY or WV) with no personal checking account connection to First Commonwealth Bank at the time of account opening. To qualify for the $100 checking bonus: 1) Open a new personal checking account by phone by calling 844.711.2265 or online at fcbanking.com by 5/31/2023 and use promo code ‘CHECKING200’ at time of account opening; AND 2) Complete one (1) direct deposit of $500 or more within 60 days of account opening. Qualifying direct deposits may include funds deposited electronically by an employer or an outside agency, such as a salary, pension or social security.
- To qualify for the additional $100 savings bonus: 1) Open a new Hometown Savings, American Dream Savings, Hometown Money Market or Relationship Money Market account by phone by calling 844.711.2265 or online at fcbanking.com; 2) Set a “savings goal” using the Money Manager; AND 3) Maintain a minimum daily balance of $500 in the new savings/money market account for at least 60 consecutive days. To qualify for the additional savings reward, you must first meet all eligibility requirements to earn the checking reward and the savings requirements must be met in full within 6 months of opening the qualifying checking account. Account opening is subject to approval. Minimum opening deposit requirements apply and vary by account type, ranging from $25 to $50 for checking accounts and $0 to $1,000 for savings/money market accounts. Variable rate annual percentage return (APY) for hometown checking + interest, savings and money market accounts varies by tier. For example, as of 2/23/2023, the Hometown Check APY + Tiered Interest is: 0.01% for $500+, $2,500+ and $10,000+. Hometown Savings APY by tier is: 0.02% for $0.01+, $1,500+ and $10,000+; 0.04% on $25,000+ and $50,000+. The American Dream Savings base APY is 0.03% and will increase by 0.04%, up to a maximum rate of 0.15%, when additional accounts within the following product groups are included in the Relationship: 1) Checking or Money Market Account, 2) Certificate of Deposit or Individual Retirement, Personal Home Account, 3) Line of Credit, Mortgage or Time and Demand); Multiple accounts within the same product group will count as just one. Hometown Money Market APY by tier is: 0.02% per $0.01+; 0.04% for $20,000+ and $50,000+; 0.06% on $100,000+, $250,000+ and $2,000,000+. Money Market Ratio APY by tier is: 0.02% per $0.01+; 0.04% for $20,000+ and $50,000+; 0.06% on $100,000+, $250,000+ and $2,000,000+. Interest rates quoted are current non-relationship rates. To qualify for Relationship Fees, a primary or joint owner in the Relationship Money Market must also be a primary or joint owner in a Hometown Check + Interest + Settlement account. Visit fcbanking.com for current Relationship charges. Fees and APY may change after account opening. Fees may reduce account earnings. Earned check rewards will be credited to active checking accounts within 60 days of meeting all requirements. Earned savings rewards will be credited to active savings accounts within 60 days of meeting all requirements, which includes requirements to earn the check reward. All rewards earned will be identified as “Promotional Credit” on your monthly statement. Offer is exclusive, non-transferable and limited to one check and one savings reward per customer. Offer may be extended, modified or terminated at any time. The value of the award may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income. Please consult your tax advisor regarding your specific situation.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
I was not able to find a fee plan so uncertain if there is EATF.
Our verdict
There is also one small business check bonusbut this bonus seems to be open in more countries.
Useful posts about bank bonuses:
