Offer at a glance
- Maximum bonus amount: 300 dollars
- Availability: If you live or work in any of the following areas, you are eligible to join Bellco automatically: Adams County, Alamosa County, Arapahoe County, Boulder County, Broomfield County, Denver County, Douglas County, El Paso County, Fremont County, Garfield County, Huerfano County, Jefferson County, Larimer County, Las Animas County, Las Animas County, Las Animas County, Weld County. Maybe nationwide through the $5 donation they cover.
- Direct deposit required: Yes, $500+ within 60 days
- Additional requirements: ANY
- Hard/soft pull: Hard pull. The last DP suggests gentle withdrawal
- ChexSystems: Unknown
- Credit card financing: ANY
- Monthly fees: ANY
- Early account closure fee: Bonus forfeited if closed within one year
- Family boundary: None listed
- Expiration date: August 31, 2026
Offers
- Bellco Credit Union offers a $300 bonus when you open a new checking account and meet the following requirements:
- Get a $500 direct deposit within 60 days of account opening
Fine Press
- Valid only if you do not have an active checking account with Bellco and open a new checking account at any Bellco branch or online from 1 June 2026 to 31 August 2026 (“Offer Period”).
- Limit one bonus per account. Limit one bonus per household.
- To be eligible for this offer, you must be or become a member of Bellco and qualify for a current account with Bellco; you may not qualify if you already have a current checking account with Bellco.
- To receive the $300 bonus, you must: 1) open a Bellco checking account, subject to approval, during the offer period; and 2) have at least one qualifying direct deposit of $500 or more in your checking account.
- The first required deposit ($500 minimum) must be credited to your new checking account within 60 days of the account opening date.
- Direct deposit must be recurring and come from payroll, pensions, social security or other recurring government benefits as indicated in the deposit description.
- Monthly Direct Deposits cannot be multiple Direct Deposits combined to reach the $500 minimum required
- . The $300 bonus will be deposited into the new checking account within 90 days of fulfilling the direct deposit requirement.
- The $300 bonus will be awarded if the account opened is in good standing (ie not overdrawn) at the time the bonus is paid.
- The $300 bonus will be reported as interest earned on IRS Form 1099-INT and you are responsible for any applicable taxes. T
- o keep the $300 bonus, the checking account must remain open and in good standing for at least one year from the account opening date; otherwise, Bellco reserves the right to reclaim the bonus amount.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Free checking has no monthly fees to worry about.
Early account termination fee
Bonus forfeited if closed within one year.
Our verdict
Doubt that won’t last long, especially if the statewide road actually works. May be able to stack with $100 referral too (Please do not share referrals on this post, but you can share them on related post).
Hat tip to reader David F & Bockrr
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