Offers
- Ally Bank offers its Ally Invest customers a bonus match for Self-Directed IRA contributions:
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Open your IRA. Open your first Ally Invest Self-Directed IRA between 31.3.2026 and 31.7.2026 and fund it by 12/31/2026 to win your match. Both traditional and Roth IRAs are eligible for a 3.5% contribution match.
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Make a contribution. Fund your IRA up to the annual maximum. You can make eligible contributions for 2026 until 12/31/2026. The limits for 2026 are $7,500 for individuals age 49 and older, and $8,600 for those age 50 and older.
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Earn your bonus. Your match will be posted within 90 days of the due date of your contribution. Matches are shown as ‘interest income’ and do not count towards your annual contribution limit.
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There is a 24-month holding period for eligible contributions and matches earned in your IRA.
Our verdict
This started with Robinhood and then WeBull offering similar matches for their paid premium subscribers. This Ally Invest offer is interesting as it has no subscription cost and has a lower 24-month holding period. (Note that this Allied offer will not work for backdoor Roths.)
We don’t know if they plan to do this promotion every year or if it’s a one-off. I would consider using them long term if it becomes an annual recurring offering.
We will add this to the our list of the best brokerage bonuses. there are also a special Ally Invest bonus for a regular brokerage account.
Hat tip to reader Tristan
