We have a complete list of best bank account bonuses. A reader got in touch asking for a full list of bonuses that teenagers check out after their mother put them on the site. Below is that attempt, currently it’s barebones so I may update it, but if it proves more popular I’ll do more. I won’t create individual posts for each of these (unless it’s a particularly amazing deal) so use this post for discussion.
Many of these offers require you to bring a parent/guardian with you to open the account and in many cases require that adult to already have an account with the financial institution. If your parent/guardian isn’t worried about the bank, you always can introduce them with this guide and search the site for good rewards for them.
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- 1 Nationwide bonuses
- 2 State specific bonuses
- 2.1 Logix – $200 and a Carhartt beanie AZ, CA, MA, MD, ME, NH, NV or VA (13-17)
- 2.2 Waukesha State Bank – $250 – WI (Up to 26)
- 2.3 Bank Of Hope $100 + $10 Student Checking – AL, CA, IL, NJ, NY, TX, VA, WA, in branch (17-24)
- 2.4 Waterstone Bank – $200 – WI (14-26)
- 2.5 First Valley Credit Union – $200 – Select CA counties (under 18)
- 2.6 Cyprus Credit Union – $200 – UT (13-17)
- 2.7 Cambridge Savings Bank – $150 – MA, in branch (2-5pm)
- 2.8 Simmons Bank AR, IL, KS, MO, OK, TN, TX – $100+ (under 18)
- 2.9 Union Savings Bank $105 – CT – (5-17). Expires 1/31/26
- 2.10 Alpena Alcona Area Credit Union $125 – MI – (14-17)
- 2.11 Minnequa Works Credit Union $100 – CO – (Under 18)
- 2.12 City National Bank $100 – WV, VA, KY, OH (13-17)
- 2.13 SECU – $100 – MD, DC, DE, PA, VA and WV (13-17)
- 2.14 Transcend Credit Union – $100 – KY (13-17)
- 2.15 District Credit Union $100 – CO
- 2.16 BMI Federal Credit Union – OH $100 (0-17)
- 2.17 Fifth District Savings Bank – $100 – LA (15-19)
- 2.18 First Federal Community Bank $100 – Eastern OH (13-19)
- 2.19 Republic Bank – $100 – IL (13-24)
- 3 Smaller bonuses
Nationwide bonuses
Hudson Valley Credit Union (0-18) – Up to $100 per year
Requires at least 10 monthly deposits. The bonus you get each year depends on your age:
|
Age bonus |
In the year |
|---|---|
| 1-5 |
25 dollars |
|
6-10 |
50 dollars |
|
11-15 |
75 dollars |
|
16-18 |
100 dollars |
Must increase balance by at least $100 each year.
Wells Fargo $125 (13-24)
Requires 10 qualifying transactions
Chase $125 (13-17)
Requires a parent/guardian to have a Chase account and open one with you. The parent’s disability (eg, received a checking or savings bonus in the last 2 years) makes the child ineligible under this commentmaking this not really worth doing.
Requires 5 qualifying transactions.
PSECU – $100 (13-17)
It requires a $20 donation to make it nationwide, so really just an $80 bonus.
Bank of America $100
Requires a joint account with parent/guardian, 10 debit card transactions and $1,000 deposit.
Financial Elements – $5 per month (18 and under)
Requires 5 deposits of $5+ per month.
US Alliance Financial – $10 per year up to 13 years old
$10 a year on your birthday until you turn 13.
Resound Credit Union – $150
Could it be nationwide through the Adventure Science Center?
State specific bonuses
Logix – 200 dollars and a Carhartt beanie AZ, CA, MA, MD, ME, NH, NV or VA (13-17)
Waukesha State Bank – $250 – WI (Up to 26)
Requires a joint owner if under 16
Bank Of Hope $100 + $10 Student Checking – AL, CA, IL, NJ, NY, TX, VA, WA, in branch (17-24)
Requires 10 debit card purchases.
Waterstone Bank – $200 – WI (14-26)
You can check out other posts here.
First Valley Credit Union – $200 – Select CA counties (under 18)
Cyprus Credit Union – $200 – UT (13-17)
Requires completing some educational forms and depositing your first paycheck for $50 bonus.
Cambridge Savings Bank – $150 – MA, in branch (2-5pm)
Requires eStatements and 15 debit card purchases.
Simmons Bank AR, IL, KS, MO, OK, TN, TX – $100+ (under 18)
$100 bonus when you turn 18, you can also get $1 for every A on your report card and $10 sign up bonus.
Union Savings Bank $105 – CT – (5-17). Expires 1/31/26
Requires a $50 deposit.
Alpena Alcona Area Credit Union $125 – MI – (14-17)
It just requires debit card opening and eStatement.
Minnequa Works Credit Union $100 – CO – (Under 18)
Requires initial deposit of $25 and then three additional deposits of $25+.
City National Bank $100 – WV, VA, KY, OH (13-17)
Surprisingly it requires a direct deposit.
SECU – $100 – MD, DC, DE, PA, VA and WV (13-17)
It requires branch opening, but can also be opened through their online virtual branch. You must set up eStatements and make a debit card purchase.
Transcend Credit Union – $100 – KY (13-17)
100% match on first $100 deposit.
District Credit Union $100 – CO
It requires a direct deposit if you want to get the full $300.
BMI Federal Credit Union – OH $100 (0-17)
You must deposit a minimum of $5 upon account opening.
Fifth District Savings Bank – $100 – LA (15-19)
Requires 5 debit card purchases.
Requires a joint account
Republic Bank – $100 – IL (13-24)
Requires 10 debit card purchases
Smaller bonuses
We normally do not post bank account bonuses that are under $100. But there are a number of smaller options for teenagers.
