Chase Secure Banking $125 checking bonus


Update 4/22/26: The deal is now $125 through 7/15/2026. DrDeals

Update 8/23/21: Offer is back and valid through 10/18/2021. Hat tip BBK

Offer at a glance

  • Maximum bonus amount: 100 dollars
  • Availability: On a national scale
  • Direct deposit required: ANY
  • Additional requirements: 10 qualifying transactions
  • Hard/soft pull: Soft
  • ChexSystems: No.
  • Credit card financing: Can fund up to $50 with a debit card online (prepayments do not work). Cannot be funded by debit or credit at the branch.
  • Monthly fees: $4.95
  • Early account closure fee: Bonus is returned if closed within six months
  • Family boundary: None listed
  • Expiration date: 14.07.2021

Offers

Direct link to the offer

  • Chase offers a $100 bonus when you open a new Secure Banking account and complete 10 qualifying transactions

Fine Press

  • Bonus/Account Information: Offer valid until 14.07.2021.
  • Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • You can only receive one new checking account bonus every two years from the last coupon registration date and only one bonus per account.
  • Coupon is good for one time use. Employees of JPMorgan Chase Bank, NA and its affiliates are not eligible for this offer.
  • To claim the bonus: 1) Open a new Chase Secure bank account, subject to approval; AND 2) Complete at least 10 qualifying transactions within 60 days of coupon registration. Once you have completed all the above requirements and 10 qualifying transactions have been posted to your account, we will deposit the bonus into your new account within 15 days.
  • To receive this bonus, the registered account must not be closed or restricted at the time of payment.
  • Qualifying transactions include debit card purchases, online bill payments, Chase QuickDepositSM, Zelle® or ACH credits. The bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • Account Closure: If the checking account is closed by the customer or Chase within six months of coupon registration, we will deduct the bonus amount upon closure.
  • All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

This account has a monthly fee of $4.95.

Early account termination fee

You lose the bonus if you close the account within six months of opening the account.

Our verdict

Chase launched secure checking in early 2019. Better to wait for the $600 bonus to return. We will not add this to our list of best bank account bonuses.

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