Update 10/12/25: The deal is back, but for $250 instead of $300.
Update 4/21/24: The deal is back, now $200 instead of $300. Good until June 30, 2024. This requires a platinum freedom check, which requires 50k assets to waive the monthly fee. Hats off to him
Bockrr
Update 2/11/24: Offer is back and valid through 3/31/2024. Hat tip to the reader Look
Update 12/28/22: Extends through 12/31/23.
Update 4/2/22: Offer is back and valid through 12/31/2022.
Offer at a glance
- Maximum bonus amount: 200 dollars
- Availability: Must reside in a city with a Middlesex Savings Bank office or in a city adjacent to a city with a Middlesex Savings Bank office (all branches located in Massachusetts)
- Direct deposit required: No.
- Additional requirements: Use promo code and top up 8 debit cards
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card financing: Unknown
- Monthly fees: ANY
- Early account closure fee: None listed
- Family boundary: None listed
- Expiration date: December 31, 2021
Offers
- Middlesex Savings Bank offers a $200 bonus when you open a new Freedom Checking Account and meet the following requirements:
- Use promo code CHK250.
- Complete at least 8 debit card transactions within 60 days of account opening
- Register in eDeclaration
Fine Press
- Middlesex Savings Bank will pay a customer a $200 incentive for opening a new Freedom Checking account between 7/1/2021 and 12/31/2021. To qualify, the individual must not have maintained a personal checking account with Middlesex Savings Bank within 90 days prior to opening the new checking account, regardless of whether an account was previously held individually or jointly with others.
- Mention or enter the offer and promotional code listed at the time of account opening. Promo code: Cash200.
- To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening.
- Transactions must be posted and cleared within the 60-day time frame to be counted.
- Upon verification of debit card use for qualifying accounts, a $200 check will be mailed to the primary account holder at the address provided at account opening within 90 days of account opening.
- Void where prohibited.
- All accounts are subject to standard account opening processes and standards, and such standards must be met for the offer to be redeemed.
- Offer expires on 31/12/2021, however, Middlesex Savings Bank reserves the right to revoke this offer at any time. Limit one offer per current account.
- Limit one offer per person.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Freedom Blue has no monthly fees to worry about.
Early account termination fee
I could find no mention of this fee in the fee schedule.
Our verdict
Seems like a huge bonus. Much better than $100 check bonus as it is an additional $100 plus no direct deposit required. It’s definitely worth doing as there are no monthly fees to worry about. Adding to our best bank account bonuses.
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