Update 7/2/26: The offer has increased, but only to 30,000 points and requires an authorized user this time. I would keep 40,000 points.
Update 11/5/25: Offer 40k returns through 12/16/25.
Offers
- The FNBO Amtrak Amtrak Preferred Guest Rewards Card offers a sign-up bonus of 30,000 points. Earn 25k points after spending $1,500, plus 5k points after adding an authorized user.
- The no-fee card also increased the bonus to 12,000.
Card details
- The $99 annual fee is not waived
- Complimentary companion voucher, upgrade for one class and one day
- ClubAcela Pass for access to ClubAcela, Amtrak Metropolitan Lounge or First Class
- The card earns the following fees:
- 3 points per $1 spent with Amtrak
- 2 points per $1 spent on all other qualifying travel and dining purchases
- 1 point per $1 spent on all other purchases
There are no foreign transaction fees
- 5% off Amtrak Guest Rewards points when you book your Amtrak purchase
- You may not be able to open the card if you opened a card within 18 months
Our verdict
Nice bonus for Amtrak users. Charter launched with FNBO last October with a 30,000 bonus, and that’s a nice bump to 40,000. there are some speculation that fake bookings – which have historically brought in $100 – will soon show $40,000 + $100. Fake booking has never shown another $100 statement credit, so it’s not worth the wait if you’re interested. You can vsee more about Amtrak points and their value here.
Post History:
- Expires through 8/13/25 via link
- Update 6/18/25: The deal goes back to July 30, 2025
- Update 3/19/25: Offer back through 4/30/25
- Update 8/19/24: Offer back through September 25th. Hat tip to the reader DAVID
- Update 4/2/24: According to our contact at Amtrak, this deal will end tomorrow.
- Originally posted on 3/15/23. Reposting on 2/19/24 after this deal is back (Minor details updated below – the spend is $2,000 this time instead of $1,000 last time, and the no-fee card bonus is $12,000 instead of $20,000 last time.)
