Offer at a glance
- Maximum bonus amount: 300 dollars
- Availability: On a national scale
- Direct deposit required: No.
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems: Unknown
- Credit card financing: ANY
- Monthly fees: ANY
- Early account closure fee: 12 months for full bonus
- Family boundary: None listed
- Expiration date: April 15, 2026, the first 3200 people
Offers
- Fintech Percapita offers a bonus of $300 ($25 per month for the first 12 months) when you open a new account and meet the following requirements:
Fine Press
- New Percapita customers, who are one of the first 3,200 new customers to open a Care Cash account between April 16, 2025 and April 15, 2026, will earn an incentive payment of twenty-five dollars ($25) for each calendar month in which they spend three hundred dollars or more during the first year Visapi $300. account opening.
- To be considered a new Percapita customer and thus qualify for the incentive payment, you must not have previously opened a Cash Account.
- For purposes of this offer, using your Percapita Visa Debit Card to withdraw cash at an ATM, cash substitutes (eg, sports betting, casino chips, money orders, gift cards, prepaid cards, check cashing services) or money movements (eg, peer-to-peer transfers or account fund transfers) will not be considered expenses or for bought one hundred dollars ($300). qualifying request.
- To qualify for a monthly incentive payment, the new Cash Account must have a balance greater than zero and remain open and active throughout the applicable incentive month (meaning the account has been open and had at least one cash transaction (no fee) during the applicable incentive month. If the above eligibility criteria are met, the new payment will be calculated within ten dollars of the new account. (10) days from the end of the applicable incentive month, unless the customer has a goals account, then all incentives will be credited to the goals account.
- New Cash Account holders will also be eligible to receive an additional one-time incentive payment of $10 when they open a Target Account within thirty (30) days of opening the Cash Account, which will be paid within ten (10) days of opening the Target Account.
- This one time incentive payment of $10 will be credited to the newly opened Targets account.
- This promotion is valid from April 16, 2025 to April 16, 2026.
- Percapita reserves the right to revoke or modify this offer at any time, with or without notice. If it is determined that a customer has engaged or plans to engage in abuse or gaming in connection with this offer, that customer will be barred from further participation in the offer and will forfeit all rights to any incentive payments.
- Percapita may report to the IRS the value of any incentive payments made and any applicable taxes are the responsibility of the recipient.
- Incentive payments are provided and paid by Percapita and not by Sutton Bank.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
This account has no monthly fees to worry about.
Early account termination fee
None, but must be held open for 12 months for full bonus.
Our verdict
Hard to recommend this when it only says the first 3200. Often this is done to create a sense of urgency, but this makes it an easy pass for me at least because there is nothing that says the promotion will be pulled if it hits that cap. Because of this, we will not add it to the best bank account bonuses.
Useful posts about bank bonuses:
