Offer at a glance
- Maximum bonus amount: 350 dollars
- Availability: IA, SD, MN, ND, NE. Sometimes you want to go to the branch. Branch locations here.
- Direct deposit required: OPTIONAL
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: ANY
- Monthly fees: $5, avoidable
- Early account closure fee: Unknown
- Family boundary: ANY
- Expiration date: June 30, 2026
Offers
- First National Bank in Sioux Falls is offering a $350 bonus when you open a new checking account and meet the following requirements:
- Register for eStatements
- make 12 debit card purchases or complete one or more direct deposit(s) or ACH credit(s) of $500 or more to the account within the first 60 days of account opening
Fine Press
- The New Customer Bonus Program through First National Bank of Sioux Falls (FNBSF) is open to any new consumer customer 18 years of age or older who opens an FNBSF consumer checking account (Personal Checking, Student Checking, Rewards Checking or Bonus 10 Checking).
- New checking accounts are subject to approval by the FNBSF.
- There is a minimum initial deposit requirement of $100 for Personal Checking, Student Checking, Rewards Checking and Bonus 10 Checking accounts.
- FNBSF will credit $350 to the account of a new customer who opens a new FNBSF Consumer Checking Account, maintains the checking account open for a minimum of 60 days in good standing, and registers to receive Electronic Statements and Disclosures. In addition, the new customer must also make 12 debit card purchases or make one or more direct deposit(s) or ACH credit(s) of $500 or more to the account within the first 60 days of account opening. The $350 New Customer Bonus will be credited to the customer’s new checking account within 14 business days after the account has been open for 60 days and the requirements have been met. This program may not be combined with any other offer and may be modified or canceled at any time without notice.
- The New Customer Bonus Program is valid for new customer checking accounts only. Customers with an existing FNBSF consumer checking account are not eligible for the program.
- The $350 new client bonus will be reported on IRS Form 1099 MISC if you are paid more than $600 in a calendar year.
- This offer is valid from April 1, 2026 to June 30, 2026. This offer is only for new checking consumer customers and is only available to the primary owner of the new checking account. The primary owner of the account is the owner, the taxpayer identification number, such as a social security number, is assigned to the account and has tax liability.
- All bank account bonuses are treated as income/interest and as such you must pay tax on them
Avoidance of fees
Monthly fees
Personal control has no monthly fees with eDeclaration.
Early account termination fee
I was not able to find a fee schedule so uncertain if there is any EATF.
Our verdict
The bonus itself looks great, it will just depend on how hard it is to get approved and how willing they are to approve when they are not near a branch.
Hat tip to the reader Bockrr
Useful posts about bank bonuses:
