Update 4/4/26: The new BLOOM code extends it to 6/30/2026. There is also one $200 bonus that does not require a direct deposit. Hat tip to the reader Pickle Rick
Offer at a glance
- Maximum bonus amount: 400 dollars
- Availability: KS, MO, AR, OK, maybe NE as well as they bought Frontier Bank. Seems possible in branch but not online?
- Direct deposit required: + $1000 within 45 days
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card financing: Can finance up to $2,500 with a credit card
- Monthly fees: ANY
- Early account closure fee: Unknown
- Family boundary: A
- Expiration date: March 31, 2026
Offers
- Equity Bank offers a $400 bonus when you meet the following requirements:
- Open a new checking and savings account – Use code BLOOM in person or online
- Get $1,000 in qualified direct deposits within 45 days of account opening
- Activate and use your Equity Bank Debit Card within 45 days of account opening
Fine Press
- Gold Bonus offers are available for a limited time and may be canceled without notice. The promotion is available from January 1, 2026 to March 31, 2026.
- One gold offer is allowed per household, available to new Frontier Bank and Equity Bank households only, and subject to review and approval.
- A new Frontier Bank and Equity Bank Gold Bonus Offer family is defined as applicant(s) who have not been associated as an owner with a Frontier Bank or Equity Bank checking, savings or money market account opened by the consumer within the past 180 days.
- The incentive can be paid for opening a new checking and savings account during the promotion period.
- The incentive amount will be deposited directly into the customer’s qualifying checking account approximately 45 days after account opening, assuming all qualifications are met.
- To qualify for the offer, the customer must (1) open and fund a new checking and savings account no later than March 31, 2026, (2) maintain Frontier Bank or Equity Bank accounts in active and good standing at the time of the incentive payment,
- (3) receive a minimum of $1,000 in qualifying combined direct deposits into the new checking account within 45 days of opening the account;
- (4) activate and use your Frontier Bank or Equity Bank Debit Card within 45 days of account opening; A
- (5) When opening account online, enter “Gold” under “Enter Promotional Code”.
- If the customer opens accounts at an Equity Bank location, mention the “Gold” offer at the time of opening.
- Promotion not available to current employees and family members of employees of Equity Bancshares, Inc. or its subsidiaries.
- The customer will be issued a Form 1099-INT for the tax value of the incentive amount.
- Minimum deposits of $100 may be required to open a Frontier Bank and Equity Bank checking account.
Avoidance of fees
Monthly fees
Simply Free Check has no monthly fee
Early account termination fee
There is no EATF under the fee schedule.
Our verdict
There used to be one $200 bonus that did not require a direct deposit. Think it’s worth doing if you qualify, share your experiences in the comments below.
Hat tip to the reader Bockrr
Useful posts about bank bonuses:
