Update 4/7/26: Bonus is refundable until 06/30/2026. It appears that KY no longer qualifies as there are no First Horizon banking center locations there and the terms specify it now. We have updated the fine print and tried to update all other terms as this is a very popular bonus. If you see something that isn’t correct, let us know in the comments below. Another big change is that you can’t have had an account in the last 18 months, the savings bonus now requires $5,000 instead of $3,000.
Offer at a glance
- Maximum bonus amount: 700 dollars
- Availability: Offer available to residents of LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC and parts of VA (Bristol, Gate City, Weber City) only. You must live within 50 miles of the branch.
- Direct deposit required: Yes, $2,000+
- Additional requirements: See below
- Hard/soft pull: Gentle pull
- ChexSystems: Unknown, sensitive
- Credit card financing: Up to $50
- Monthly fees: ANY
- Early account closure fee:
Six months, loss of bonusANY - Family boundary: ANY
- Expiration date:
3/31/2430.06.2026
Offers
- First Horizon Bank offers a $450 bonus when you open a new checking account and meet the following requirements:
- Make $2,000 worth of qualified direct deposits within the first 90 days
- Get a $250 bonus when you open a traditional savings account with a total deposit of $5,000 or more in new money within 30 days of account opening and hold it for 90 days
Fine Press
Avoidance of fees
Monthly fees
The FirstView checking account has no monthly fees to worry about. You must choose paperless statements or you will be charged a $2 monthly fee.
Early account termination fee
The account must be kept open for six months or the bonus will be forfeited This account no longer has any ETFs.
Our verdict
Better than the $400 check bonus. Based on the previous times they have offered this promotion, entering your details to be emailed a promotional code is sufficient to satisfy the “(i)t is non-transferable and cannot be combined with other offers” language. We will add this to our list best bank account bonuses.
Hat tip to the reader Bockrr
Useful posts about bank bonuses:
Post History:
- Update 4/4/24: Offer is back until April 30, 2024.
- Note: The terms state “Offer available to offer addressee only, non-transferable, cannot be combined with other offers”. But it does show up in a google search and you also have to request a code by filling in your information, so you should be able to get this bonus even if it’s not intended, but YMMV.
