(NH) Bank of New Hampshire Checking Bonus up to $150

Offer at a glance

• Maximum bonus amount: 150 dollars
• Availability: NH
• Direct deposit required: Yes, no minimum mentioned
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card financing: Unknown
• Monthly fees: 6-15 dollars
• Early account closure fee: Unknown
• Family boundary: None listed
• Expiration date: None listed

Offers

Direct link to the offer

• Bank of New Hampshire offers up to a $150 bonus when you open a new checking account. The levels are as follows:
  • Get $75 when you open a checking account and meet the following requirements within 60 days of account opening:
    • Spend $1500 with Debit Card
    • Use bill pay
    • Set up direct deposit
    • Deposit mobile at least one check
  • Get $100 when you open a Granite checking account and meet the following requirements within 60 days of account opening:
    • Spend $2000 with Debit Card
    • Use bill pay
    • Set up direct deposit
    • Deposit mobile at least one check
  • Get $150 when you open a prestigious checking account and meet the following requirements within 60 days of account opening:
    • Spend $3,000 with Debit Card
    • Use bill pay
    • Set up direct deposit
    • Deposit mobile at least one check

Fine Press

• The $75 account bonus will be paid in the account cycle after 90 days of account opening, only if the bonus requirements are met.
• Debit card charges exclude ATM transactions. Direct deposit must be from payroll, social security, pension or government benefits to qualify.
• You must maintain a daily positive balance in the checking account until the bonus is deposited into your account to qualify.
• The offer is exclusive and non-transferable.
• The bank will report the value of the offer to the IRS as appropriate.
• The minimum deposit to open an account is $50.
• Please note, accounts that are part of product conversions, whether initiated by the Bank or the customer, are not eligible for the Cashback Countdown as the account number remains the same after the conversion.
• All bank account bonuses are treated as income/interest and as such you must pay tax on them

Avoidance of fees

Monthly fees

These have monthly fees ranging from $6 to $25.

• Monthly fee checking $6. To give up, to behave A of the following conditions in a given statement cycle:
  • Minimum 10 debit card transactions
  • Direct deposit
  • Electronic bill payment*
  • Automatic BNH loan payment. Must be created by Bank of New Hampshire loan department to qualify. Call to set up a qualifying loan payment with an existing BNH consumer loan/residential mortgage.**
  • Maintain a minimum account balance of $5,000. This account must maintain an average daily balance of $5,000.
  • Mobile Check Deposit
• Monthly Granite Inspection Fee $10. To opt out, do any two of the following conditions in a given statement cycle:
  • Minimum 15 debit card transactions
  • Direct deposit
  • Electronic bill payment*
  • Automatic BNH loan payment. Must be created by Bank of New Hampshire loan department to qualify. Call to set up a qualifying loan payment with an existing BNH consumer loan/residential mortgage.**
  • Maintain a minimum account balance of $5,000. This account must maintain an average daily balance of $5,000.
• Prestige controlling the $25 monthly fee. To opt out: maintain a minimum average relationship balance of $25,000. The account must hold $25,000 in average combined balances from checking, savings, money market, CDs, IRAs, investment or trust accounts to avoid account premium.

Early account termination fee

Not sure if there is any EATF.

Our verdict

The requirements for this little bonus are absurd, especially when you consider how difficult it is to keep the account fee free as well. There are also some words in the terms that make this seem like it’s on target. This is an easy transition. Find easier and bigger bank account bonuses by clicking here.

Hat tip to the reader Harry

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